1301 3rd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1301 3rd Ave, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,780 sqft · built 1890
Lot Size	0.114 acres (4,970 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2024)
Tax Bill	$7,824 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.46-5-8`

Property Details

APN / Parcel Number

Primary APN	`421500 49.46-5-8`
Alternative APN	`150004904600050080000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,780 sqft Total Area
1st Floor Area	890 sqft
2nd Floor Area	890 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	4,970 sqft (0.114 acres)
Lot Dimensions	142 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1301 3RD AVE
City	SCHENECTADY
State	NY
Zip	12303-1659
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 BRK AND GARAGE
Legal Block	5
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4004
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.46-5-8

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Nov 08, 2024	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP
Nov 14, 2024	Intrafamily Transfer, Transfer
Dec 04, 2019	Warranty Deed, Transfer · FHA Mortgage WHITMAN MTG
May 18, 2017	Quit Claim Deed, Transfer Quitclaim
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2024 · Amount on Record
Deed Sale	Nov 08, 2024 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	202467053
Deed Book / Page	2141 / 492
Prior Transfer Date	Nov 01, 2024
Prior Transfer Doc	0000068736
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659

Mortgage

Document Number	0000065310
Date	Dec 22, 2021
Book Page	5183/520
Instrument	202165310

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	MPR TITLE AGENCY, SMPR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 36 132ND ST, JAMAICA, NY 11418

Mortgage

Document Number	0000067065
Date	Nov 08, 2024
Book Page	5409/449
Instrument	202467065

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2054

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 14, 2024
Property Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659
Document Number	0000068736
Book / Page	2141 / 821
Instrument Date	Nov 01, 2024
Instrument	202468736
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 04, 2019
Property Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659
Document Number	0000054012
Book / Page	002025 / 000913
Instrument Date	Nov 12, 2019
Instrument	54012
Transaction Type	Transfer
Record Updated	Jan 06, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	15324 119TH RD JAMAICA NY 114342006, JAMAICA, NY 11434-2006

Mortgage

Document Number	54013
Date	Dec 04, 2019
Book Page	004957/000741
Instrument	54013

Lender

Name	WHITMAN MTG
Type	Mortgage Company
Address	1121 WALT WHITMAN RD, MELVILLE, NY 11747-3083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 18, 2017
Property Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659
Document Number	0000022188
Book / Page	001962 / 000805
Instrument Date	May 17, 2017
Instrument	22188
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 18, 2017
Property Address	1301 3RD AVE, SCHENECTADY, NY 12303-1659
Document Number	0000022189
Book / Page	001962 / 000808
Instrument Date	May 17, 2017
Instrument	22189
Transaction Type	Transfer
Record Updated	Jun 05, 2017

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1062 BRIDGE ST SCHENECTADY NY 123031108, SCHENECTADY, NY 12303-1108

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,824.00 (+5.69%)	$148,000 (-) Land $17,900 Building $130,100	$245,074 (+13.35%) Land $29,641 Building $215,433
2024		$148,000 (-) Land $17,900 Building $130,100	$216,216 (+15.41%) Land $26,150 Building $190,066
2023		$148,000 (-) Land $17,900 Building $130,100	$187,342 (+3.8%) Land $22,658 Building $164,684
2022		$148,000 Land $17,900 Building $130,100	$180,488 Land $21,829 Building $158,659
2021	$7,403.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930214004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

1301 3rd Ave, Schenectady, NY 12303 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2024: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on 3rd Ave

Nearby Streets

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