13009 Spar St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 13009 Spar St, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,002 sqft · built 2003
Lot Size	0.147 acres (6,416 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2011)
Tax Bill	$4,209 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`196-680-430-000`

Property Details

APN / Parcel Number

Primary APN	`196-680-430-000`
Alternative APN	`196-680-43`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,002 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,416 sqft (0.147 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-680-43
Street Address	13009 SPAR ST
City	LATHROP
State	CA
Zip	95330-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT OF 196-590-14 PER STONEBRIDGE NO 6
Legal Subdivision	STONEBRIDGE
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	2
Census Block	2003
Census Tract	5127

Owner

13009 Spar St is owned and occupied by an individual who acquired it in June 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	13009 SPAR ST, LATHROP, CA 95330-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT
Jun 26, 2018	Quit Claim Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL
Jun 26, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2011 · Amount on File
Deed Sale	Sep 16, 2011 · Amount on File
Prior Sale	Jun 20, 2011 · Amount on File
Deed Document Number	2011111983
Last Transfer Date	Jun 21, 2018
Transfer Doc	0000070983
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13009 SPAR ST, LATHROP, CA 95330-8939
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13009 SPAR ST, LATHROP, CA 95330-8939

Mortgage

Document Number	0000082356
Date	Sep 26, 2025
Instrument	2025-082356

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	286 Months
Due	Jul 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13009 SPAR ST, LATHROP, CA 95330-8939
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PLACER TITLE COMPANY AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13009 SPAR ST, LATHROP, CA 95330-8939

Mortgage

Document Number	0000064165
Date	Jun 19, 2019
Instrument	2019-064165

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13009 SPAR ST, LATHROP, CA 95330-8939
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13009 SPAR ST, LATHROP, CA 95330-8939

Mortgage

Document Number	0000024591
Date	Feb 10, 2021
Instrument	2021-024591

Lender

Name	HOME POINT
Type	Non-Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jul 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 26, 2018
Property Address	13009 SPAR ST, LATHROP, CA 95330-8939
Document Number	0000070983
Instrument Date	Jun 21, 2018
Instrument	70983
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13009 SPAR ST LATHROP CA 953308939, LATHROP, CA 95330-8939

Mortgage

Document Number	70985
Date	Jun 26, 2018
Instrument	70985

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 26, 2018
Property Address	13009 SPAR ST, LATHROP, CA 95330-8939
Document Number	0000070984
Instrument Date	Jun 12, 2018
Instrument	70984
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13009 SPAR ST LATHROP CA 953308939, LATHROP, CA 95330-8939

Tax Assessment & Valuation

The 2026 property tax bill for 13009 Spar St was $4,209, up 2.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,209.00 (+2.28%)
2025	$4,115.00	$207,237 Land $51,493 Building $155,744
2023	$3,825.00 (+2.79%)	$199,193 Land $49,495 Building $149,698	$506,250
2022	$3,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13009 Spar St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13009 Spar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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