13008 Rowe Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 13008 Rowe Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,904 sqft · built 1987
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2006)
Tax Bill	$3,844 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-020430`

Property Details

APN / Parcel Number

Primary APN	`07-020430`
Alternative APN	`020430`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,904 sqft Total Area
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	160 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	020430
Street Address	13008 ROWE RD
City	SMITHSBURG
State	MD
Zip	21783-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 1 1.62 ACRES 13008 ROWE ROAD
Legal Subdivision	GREEN ABRAHAM R
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2003
Census Tract	10200

Owner

Source: Washington County records · APN 07-020430

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13008 ROWE RD, SMITHSBURG, MD 21783-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2006 · Amount on Record
Deed Sale	Sep 29, 2006 · Amount on Record
Prior Sale	Jul 14, 1992 · Amount on Record
Deed Document Number	2006212875
Deed Book / Page	3117 / 96
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13008 ROWE RD, SMITHSBURG, MD 21783-1312
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058040275
Date	Aug 01, 2018
Book Page	5804/0275

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13008 ROWE RD, SMITHSBURG, MD 21783-1312
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FREESTATE TTL CO0NSUTANTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065390320
Date	Mar 05, 2021
Book Page	6539/320

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,167 (+4.85%)	$400,900 (-) Land $79,600 Building $321,300
2025	$3,844.00 (+12.36%)	$365,433 (+11.07%)	$400,900 (+15.3%) Land $79,600 Building $321,300
2023	$3,421.00	$329,000	$347,700 Land $79,600 Building $268,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber · Cable in parts of the area	2,300 / 2,300
CTI Networks Fixed Wireless · not low latency	200 / 50

Based on FCC filings for 5 locations within half a mile of this property.

Nearby Properties on Rowe Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures