Frederick County property record for 13007 Tower Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,662 sqft · built 1988 |
| Lot Size | 4.38 acres (191,228 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Jul 2023) |
| Tax Bill | $3,635 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-185215 |
| Primary APN | 06-185215 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,662 sqft Total Area |
| 1st Floor Area | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 191,228 sqft (4.38 acres) |
| Porch | Open Porch |
| Porch Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 185215 |
|---|---|
| Old Parcel Number | 6185215 |
| Street Address | 13007 TOWER RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LT 6B SECT B 4.391 A FOXVILLE TOWER RD LEISURE MOUNTAIN |
| Legal Subdivision | LEISURE MOUNTAIN |
| Legal Lot Number | 6B |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 6, CATOCTIN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 752801 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13007 TOWER RD, THURMONT, MD 21788-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NYMEO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Oct 6, 1999 · Amount on Record |
| Deed Document Number | 0016517375 |
| Deed Book / Page | 16517 / 375 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 13, 2023 |
| Property Address | 13007 TOWER RD, THURMONT, MD 21788-1437 |
| Document Number | 0165170375 |
| Book / Page | 16517 / 375 |
| Map Reference | MB 9 PL 2 |
| Instrument Date | Jul 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13007 TOWER RD, THURMONT, MD 21788-1437 |
| Document Number | 0016517382 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 16517/382 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13007 TOWER RD, THURMONT, MD 21788-1437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0154280071 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 15428/71 |
| Name | NYMEO FCU |
|---|---|
| Type | Credit Union |
| Address | FREDERICK, MD 21703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,635.00 (+3.38%) Homeowner's exemption | $297,600 (+3.55%) Land $98,100 Building $199,500 | $297,600 (-) Land $98,100 Building $199,500 |
| 2022 | $3,516.00 Homeowner's exemption | $287,400 | $297,600 Land $98,100 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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