Bay County property record for 13007 Oleander Dr, Panama City Beach, FL 32407
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,764 sqft · built 1950 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,700,000 (Jun 2020) |
| Tax Bill | $21,446 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 34325-000-000 |
| Primary APN | 34325-000-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 1,296 sqft |
| Patio Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13007 OLEANDER DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCB16 |
| Legal Description | BAHAMA BEACH LOT 4 BLK 5 ORB 4269 P 262 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | BAHAMA BEACH |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2711 |
13007 Oleander Dr is owned by a company that bought it in June 2020.
Source: Bay County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2100 SEVEN WINS DR, AUSTIN, TX 78733-5713 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 30, 2020 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Sep 6, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on File |
| Deed Sale | Jun 30, 2020 · Amount on File |
| Deed Document Number | 202042771 |
| Deed Book / Page | 4269 / 262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 13007 OLEANDER DR, PANAMA CITY BEACH, FL 32407-3301 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043080802 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 4308/802 |
| Instrument | 2020066675 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 13007 OLEANDER DR, PANAMA CITY BEACH, FL 32407-3301 |
| Document Number | 0042690262 |
| Book / Page | 004269 / 000262 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 42771 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $18,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7904 BRIGHLMAN LN AUSTIN TX 78733, AUSTIN, TX 78733 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 6, 2019 |
| Property Address | 13007 OLEANDER DR, PANAMA CITY BEACH, FL 32407-3301 |
| Document Number | 0041650387 |
| Book / Page | 004165 / 000387 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 79501 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3376 HIGHWAY 30 CLAYTON AL 360163033, CLAYTON, AL 36016-3033 |
The 2025 property tax bill for 13007 Oleander Dr was $21,446, up 0.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,446.00 (+0.58%) | $1,858,487 | $2,076,342 Land $1,674,000 Building $402,342 |
| 2024 | $21,322.00 (+6.06%) | ||
| 2023 | $20,104.00 (+28.03%) | $1,941,260 (+29.2%) Land $1,534,500 Building $406,760 | $1,941,260 (+29.2%) Land $1,534,500 Building $406,760 |
| 2022 | $15,702.00 | $1,502,563 Land $1,088,100 Building $414,463 | $1,502,563 Land $1,088,100 Building $414,463 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13007 Oleander Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13007 Oleander Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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