Chesterfield County property record for 13007 Oak Creek Ct, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,800 sqft · built 1977 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (May 2025) |
| Tax Bill | $3,492 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02601020A00A023 |
| Primary APN | 02601020A00A023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 13,852 sqft (0.318 acres) |
| View / Lot | Cul-de-sac |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 392 sqft |
| Patio Area | 392 sqft |
| Storage Building | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 489686000 |
|---|---|
| Street Address | 13007 OAK CREEK CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | WALTON PARK L 23 BK A SEC A |
| Legal Subdivision | WALTON PARK |
| Legal Block | A |
| Legal Lot Number | 23 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 100930 |
13007 Oak Creek Ct is owned and occupied by two individuals who bought it in May 2025.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13007 OAK CREEK CT, MIDLOTHIAN, VA 23114-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE BANK MORTGAGE CORPORATION |
| Sep 29, 2020 | Deed of Trust, Mortgage · Line of Credit VILLAGE BK |
| Aug 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Prior Sale | Aug 28, 2018 · Amount on File |
| Deed Document Number | 202515424 |
| Deed Book / Page | 14879 / 686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13007 OAK CREEK CT, MIDLOTHIAN, VA 23114-3037 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013940-758 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 13940/758 |
| Instrument | 2022019761 |
| Name | VILLAGE BANK MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | 5 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13007 OAK CREEK CT, MIDLOTHIAN, VA 23114-3037 |
| Document Number | 12996838 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13007 OAK CREEK CT MIDLOTHIAN VA 231143037, MIDLOTHIAN, VA 23114-3037 |
| Document Number | 12996838 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 012996/000838 |
| Instrument | 52847 |
| Name | VILLAGE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 28, 2018 |
| Property Address | 13007 OAK CREEK CT, MIDLOTHIAN, VA 23114-3037 |
| Document Number | 12085953 |
| Book / Page | 012085 / 000953 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 32560 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13007 OAK CREEK CT MIDLOTHIAN VA 231143037, MIDLOTHIAN, VA 23114-3037 |
| Document Number | 12085957 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 012085/000957 |
| Instrument | 32561 |
| Name | STATE EMPS CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
The 2026 property tax bill for 13007 Oak Creek Ct was $3,492.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,492.00 | $389,600 (+13.45%) Land $93,000 Building $296,600 | $389,600 (+13.45%) Land $93,000 Building $296,600 |
| 2025 | $343,400 Land $83,000 Building $260,400 | $343,400 Land $83,000 Building $260,400 | |
| 2023 | $2,827.00 | $308,000 Land $74,000 Building $234,000 | $308,000 Land $74,000 Building $234,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13007 Oak Creek Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13007 Oak Creek Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures