13007 Chipstead Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 13007 Chipstead Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,364 sqft · built 1997
Lot Size	0.598 acres (26,049 sqft)
Owner	Individual Name on File
Tax Bill	$6,780 (2026)
Deeds & Mortgages	May 2021 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`793-64-81-19-000-000`

Property Details

APN / Parcel Number

Primary APN	`793-64-81-19-000-000`
Alternative APNs	`132040900000048` `246274001`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,364 sqft Finished Area
1st Floor Area	900 sqft
Basement Area	1,619 sqft
Finished Basement	810 sqft
Unfinished Basement	810 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,049 sqft (0.598 acres)

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	535 sqft
Patio Area	535 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	246274001
Street Address	13007 CHIPSTEAD RD
City	CHESTER
State	VA
Zip	23831-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	HIDDEN VALLEY EST SEC6 000-048
Legal Subdivision	HIDDEN VALLEY ESTATES
Legal Lot Number	48
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1000
Census Tract	100506

Owner

13007 Chipstead Rd is owned and occupied by an individual who acquired it in May 2001.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	13007 CHIPSTEAD RD, CHESTER, VA 23831-4664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 1, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jul 23, 2018	Deed of Trust, Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2001
Deed Sale	May 7, 2001
Prior Sale	Sep 26, 1997 · Amount on File
Deed Book / Page	4079 / 269
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13007 CHIPSTEAD RD, CHESTER, VA 23831-4664
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013439-935
Date	May 27, 2021
Book Page	13439/935
Instrument	2021034842

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	133 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13007 CHIPSTEAD RD, CHESTER, VA 23831-4664
Document Number	12847189
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13007 CHIPSTEAD RD CHESTER VA 238314664, CHESTER, VA 23831-4664

Mortgage

Document Number	12847189
Date	Jul 15, 2020
Book Page	012847/000189
Instrument	33896

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 14, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13007 CHIPSTEAD RD, CHESTER, VA 23831-4664
Document Number	12297729
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13007 CRIOSTEAD RD CHESTER VA 23831, CHESTER, VA 23831

Mortgage

Document Number	12297729
Date	May 7, 2019
Book Page	012297/000729
Instrument	15911

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 6, 2039

Interest

Rate Type	Fixed Rate
Rate	3.99%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13007 CHIPSTEAD RD, CHESTER, VA 23831-4664
Document Number	12053672
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12053672
Date	Jul 30, 2018
Book Page	012053/000672
Instrument	27970

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 29, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13007 Chipstead Rd was $6,780.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,780.00	$759,000 (+3.05%) Land $83,000 Building $676,000	$759,000 (+3.05%) Land $83,000 Building $676,000
2025		$736,500 Land $83,000 Building $653,500	$736,500 Land $83,000 Building $653,500
2023	$5,581.00	$610,600 Land $81,000 Building $529,600	$610,600 Land $81,000 Building $529,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13007 Chipstead Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13007 Chipstead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chipstead Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures