Frederick County property record for 13005 Graceham Rd, Thurmont, MD 21788
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 2,724 sqft · built 1974 |
| Lot Size | 22 acres (958,320 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,200,000 (Dec 2021) |
| Tax Bill | $5,496 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-153421 |
| Primary APN | 04-153421 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,724 sqft Living Area |
| 1st Floor Area | 2,316 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 958,320 sqft (22 acres) |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Patio Area | 875 sqft |
| Shed | 1 Shed |
| Shed Area | 704 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 153421 |
|---|---|
| Street Address | 13005 GRACEHAM RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | LT 2 SEC 1 22.001 AC GRACEHAM RD PAYNES PLAIN |
| Legal Subdivision | PAYNES PLAIN SEC 01 |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 4, CREAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 767500 |
13005 Graceham Rd, a rural home, is owned by a company that bought it in December 2021.
Source: Frederick County records, as of August 4, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14610 RODDY RD, THURMONT, MD 21788-1209 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDATLANTIC FARM CREDIT ACA |
| May 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORIZON FARM CREDIT ACA |
| Dec 9, 2021 | Deed, Transfer · Stand-Alone First Mortgage MIDATLANTIC FARM CREDIT ACA |
| May 5, 2020 | Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS |
| Apr 24, 2018 | Grant Deed, Transfer VILLAGE SETTLEMENTS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on File |
| Deed Sale | Dec 9, 2021 · Amount on File |
| Prior Sale | May 5, 2020 · Amount on File |
| Deed Book / Page | 15555 / 96 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 0137100247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13005 GRACEHAM RD, THURMONT, MD 21788-2245 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0155550145 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 15555/145 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13005 GRACEHAM RD, THURMONT, MD 21788-2245 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0164610107 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 16461/107 |
| Name | HORIZON FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 9, 2021 |
| Property Address | 13005 GRACEHAM RD, THURMONT, MD 21788-2245 |
| Document Number | 0155550096 |
| Book / Page | 15555 / 96 |
| Map Reference | MB 10&50 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14610 RODDY RD, THURMONT, MD 21788-1209 |
| Document Number | 0015555121 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 15555/121 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0155550133 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 15555/133 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 5, 2020 |
| Property Address | 13005 GRACEHAM RD, THURMONT, MD 21788-2245 |
| Document Number | 0137100247 |
| Book / Page | 013710 / 000247 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13005 GRACEHAM RD THURMONT MD 217882245, THURMONT, MD 21788-2245 |
| Document Number | 137100253 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 013710/000253 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 24, 2018 |
| Property Address | 13005 GRACEHAM RD, THURMONT, MD 21788-2245 |
| Document Number | 0123770186 |
| Book / Page | 012377 / 000186 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13005 GRACEHAM RD THURMONT MD 217882245, THURMONT, MD 21788-2245 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $510,300 | $557,800 Land $83,800 Building $474,000 | |
| 2024 | $5,496.00 (+13.77%) | ||
| 2023 | $4,831.00 | $415,300 Land $83,800 Building $331,500 | $415,300 Land $83,800 Building $331,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 13005 Graceham Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13005 Graceham Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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