Saginaw County property record for 13005 Dempsey Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 1969 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jul 1996) |
| Tax Bill | $194 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-01-4007-000 |
| Primary APN | 08-10-2-01-4007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,647 sqft (1 acres) |
| Lot Dimensions | 217 ft deep x 175 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 529 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 13005 DEMPSEY RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 175 FT OF N 250 FT OF THAT PART OF E 1/2 OF E 1/2 OF SEC 1 LYING S OF HWY 1.0 ACRE VILLAGE OF ST CHARLES SEC 1 T10N R2E |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 01 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12400 |
13005 Dempsey Rd is owned and occupied by an individual who bought it in July 1996.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13005 DEMPSEY RD, SAINT CHARLES, MI 48655-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 1996 · Amount on File |
| Deed Sale | Jul 12, 1996 · Amount on File |
| Deed Book / Page | 1977 / 1482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13005 DEMPSEY RD, SAINT CHARLES, MI 48655-9703 |
| Document Number | 0000022855 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13005 DEMPSEY RD ST CHARLES MI 486559703, ST CHARLES, MI 48655-9703 |
| Document Number | 0000022855 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 22855 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13005 Dempsey Rd was $194 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,500 | $189,000 | |
| 2025 | $194.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13005 Dempsey Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13005 Dempsey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures