13005 Cass St, Duluth, MN 55808 Property Records

St. Louis County property record for 13005 Cass St, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Feb 2026)
Tax Bill	$58 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`010-1680-00070`

Property Details

APN / Parcel Number

Primary APN	`010-1680-00070`
Alternative APNs	`1194470` `81997`

Exterior

Lot Area	4,800 sqft (0.11 acres)

Location & Zoning

Account Number	1194470
Street Address	13005 CASS ST
City	DULUTH
State	MN
Zip	55808-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 SERIAL #
Legal Subdivision	FOND DU LAC
Legal Lot Number	93
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3028
Census Tract	3800

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1825 11TH ST N, SARTELL, MN 56377-0017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 10, 2026	Re-recorded Document · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Sep 24, 2001 · Amount on Record
Deed Document Number	20261098946
Prior Transfer Date	Jan 16, 2026
Prior Transfer Doc	0001527712
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 6, 2026
Property Address	13005 CASS ST, DULUTH, MN 55808-2402
Document Number	0001098946
Instrument Date	Jan 16, 2026
Instrument	1098946
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1825 11TH ST N, SARTELL, MN 56377-0017

Mortgage

Document Number	0001098947
Date	Feb 6, 2026
Instrument	1098947

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Feb 10, 2026
Property Address	13005 CASS ST, DULUTH, MN 55808-2402
Document Number	0001527712
Instrument Date	Jan 16, 2026
Instrument	1527712
Record Updated	Feb 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1825 11TH ST N, SARTELL, MN 56377-0017

Mortgage

Document Number	0001527713
Date	Feb 10, 2026
Instrument	1527713

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$58.00 (+16%) Homeowner's exemption
2025	$50.00 (-40.48%) Homeowner's exemption	$4,100 (+10.81%) Land $4,100	$4,100 (+10.81%) Land $4,100
2024		$3,700 (-33.93%) Land $3,700	$3,700 (-33.93%) Land $3,700
2022	$84.00	$5,600 Land $5,600	$5,600 Land $5,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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