13004 Liberty Rd, Union Bridge, MD 21791 Property Records

Frederick County property record for 13004 Liberty Rd, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,187 sqft · built 2008
Lot Size	2.58 acres (112,820 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Oct 2021)
Tax Bill	$5,978 (2023)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-217211`

Property Details

APN / Parcel Number

Primary APN	`08-217211`
Alternative APNs	`8217211` `217211`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,187 sqft Total Area

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.58 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	467 sqft
Deck Area	600 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	217211
Old Parcel Number	8217211
Street Address	13004 LIBERTY RD
City	UNION BRIDGE
State	MD
Zip	21791-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK A 2.59 ACRES ROUTE 26 MOXLEY SUB.
Legal Subdivision	MOXLEY SUB
Legal Block	A
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	1
Census Block	1022
Census Tract	751702

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13004 LIBERTY RD, UNION BRIDGE, MD 21791-7319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 28, 2021	Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	0015440438
Deed Book / Page	15440 / 438
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13004 LIBERTY RD, UNION BRIDGE, MD 21791-7319
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13004 LIBERTY RD, UNION BRIDGE, MD 21791-7319

Mortgage

Document Number	0167950466
Date	Mar 15, 2024
Book Page	16795/466

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Nov 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13004 LIBERTY RD, UNION BRIDGE, MD 21791-7319
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13004 LIBERTY RD, UNION BRIDGE, MD 21791-7319

Mortgage

Document Number	0164730326
Date	Jun 9, 2023
Book Page	16473/326

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 28, 2021
Property Address	13004 LIBERTY RD, UNION BRIDGE, MD 21791-7319
Document Number	0154400438
Book / Page	15440 / 438
Map Reference	MB 83 PL 97
Instrument Date	Oct 12, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13004 LIBERTY RD, UNION BRIDGE, MD 21791-7319

Mortgage

Document Number	0015440444
Date	Oct 28, 2021
Instrument	15440/444

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,978.00	$502,567	$602,300 Land $166,600 Building $435,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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