13004 278th St E, Graham, WA 98338 Property Records

Pierce County property record for 13004 278th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 2007
Lot Size	4.53 acres (197,762 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041835-1-013`

Property Details

APN / Parcel Number

Primary APN	`041835-1-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	1,940 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	197,762 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	432 sqft
Deck Area	160 sqft
Patio Area	102 sqft
Storage Building	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	13004 278TH ST E
City	GRAHAM
State	WA
Zip	98338-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 04 QUARTER 14 : L 14 OF LARGE LOT SUBD 80-09-18-0260 FORMERLY 80-09-12-0153 DESC AS FOLL W 1/2 OF SW OF SE OF NE ALSO KNOWN AS L 14 OF UNRECORDED LARGE LOT EASE OF RECORD OUT OF 1-003 SEG N-0223 LP EMS (DCJESEMS12-2-80)
Legal Range	04
Legal Township	18
Legal Section	35
Legal Subdivision	LARGE LOT SUBD
Legal Lot Number	14
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1012
Census Tract	73119

Owner

13004 278th St E is owned and occupied by two individuals who acquired it in December 1996.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13004 278TH ST E, GRAHAM, WA 98338-8764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 1996
Deed Sale	Dec 16, 1996
Deed Document Number	1996149
Deed Book / Page	1290 / 2307
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	13004 278TH ST E, GRAHAM, WA 98338-8764
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006150333
Date	Jun 15, 2021
Instrument	202106150333

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	13004 278TH ST E, GRAHAM, WA 98338-8764
Document Number	1912230197
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13004 278TH ST E GRAHAM WA 983388764, GRAHAM, WA 98338-8764

Mortgage

Document Number	1912230197
Date	Dec 23, 2019
Instrument	201912230197

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13004 278th St E was $6,742 with a senior citizen's exemption, down 0.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,300 Land $273,700 Building $373,600	$647,300 Land $273,700 Building $373,600
2025	$6,742.00 (-0.28%)
2024	$6,761.00 (-2.91%)	$595,100 (-5.46%) Land $281,500 Building $313,600	$595,100 (-5.46%) Land $281,500 Building $313,600
2023	$6,964.00	$629,500 Land $297,100 Building $332,400	$629,500 Land $297,100 Building $332,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13004 278th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13004 278th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 278th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures