13000 Lutes Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13000 Lutes Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,822 sqft · built 1996
Lot Size	0.443 acres (19,298 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Oct 2000)
Tax Bill	$7,454 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03016183`

Property Details

APN / Parcel Number

Primary APN	`13-03016183`
Alternative APN	`03016183`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,822 sqft Living Area
Gross Area	3,242 sqft
1st Floor Area	1,439 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,298 sqft (0.443 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03016183
Street Address	13000 LUTES DR
City	SILVER SPRING
State	MD
Zip	20906-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	WILLIAM WILLS SUB
Legal Subdivision	WALLACES SUB
Legal Block	A
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	703206

Owner

13000 Lutes Dr is owned and occupied by an individual who bought it in October 2000.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	13000 LUTES DR, SILVER SPRING, MD 20906-3228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2000 · Amount on File
Deed Sale	Oct 4, 2000 · Amount on File
Deed Document Number	2000191240
Deed Book / Page	18445 / 180
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13000 LUTES DR, SILVER SPRING, MD 20906-3228
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13000 LUTES DR, SILVER SPRING, MD 20906-3228

Mortgage

Document Number	0653130026
Date	Feb 28, 2022
Book Page	65313/26

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13000 LUTES DR, SILVER SPRING, MD 20906-3228
Document Number	0613950100
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	13000 LUTES DR SILVER SPRING MD 209063228, SILVER SPRING, MD 20906-3228

Mortgage

Document Number	0613950100
Date	Dec 17, 2020
Book Page	061395/000100

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13000 Lutes Dr was $7,454.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,467 (+6.2%)	$739,800 (+18.6%) Land $196,500 Building $543,300
2025	$7,454.00	$623,800 Land $196,500 Building $427,300	$623,800 Land $196,500 Building $427,300
2023		$601,200	$623,800 Land $196,500 Building $427,300
2022	$6,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13000 Lutes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13000 Lutes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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