13000 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13000 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,762 sqft · built 1995
Lot Size	0.074 acres (3,224 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (Dec 2025)
Tax Bill	$5,036 (2025)
Deeds & Mortgages	Jun 2024 Second Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-20540-06-020`

Property Details

APN / Parcel Number

Primary APN	`01-20540-06-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,762 sqft Living Area
Gross Area	3,202 sqft
1st Floor Area	2,762 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	3,224 sqft (0.074 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13000 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DIAMOND PATH TOWNHOMES CIC NO 130 2 6 LOT 2 BLK 6 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT B
Legal Subdivision	DIAMOND PATH TOWNHOMES CIC NO 130
Legal Block	6
Legal Lot Number	2
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13000 ECHO LN, SAINT PAUL, MN 55124-3901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ASSOCIATED HEALTHCARE CU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Feb 16, 2022	Transfer on Death Deed, Transfer
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20253701852
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13000 ECHO LN, APPLE VALLEY, MN 55124-3901
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003634811
Date	Jun 25, 2024
Instrument	3634811

Lender

Name	ASSOCIATED HEALTHCARE CU
Type	Credit Union
Address	SAINT PAUL, MN 55102

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 15, 2039

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Dec 1, 2025
Property Address	13000 ECHO LN, APPLE VALLEY, MN 55124-3901
Document Number	0003701852
Instrument Date	Nov 7, 2025
Instrument	3701852
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13000 ECHO LN, APPLE VALLEY, MN 55124-3901

Mortgage

Document Number	0003701854
Date	Dec 1, 2025
Instrument	3701854

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 16, 2022
Property Address	13000 ECHO LN, APPLE VALLEY, MN 55124-3901
Document Number	0003525361
Instrument Date	Feb 15, 2022
Instrument	3525361
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13000 ECHO LN, APPLE VALLEY, MN 55124-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003430935
Date	Jan 19, 2021
Instrument	3430935

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 4, 2019
Property Address	13000 ECHO LN, APPLE VALLEY, MN 55124-3901
Document Number	0003299131
Instrument Date	Mar 13, 2019
Instrument	3299131
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,059.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13000 ECHO LN, APPLE VALLEY, MN 55124-3901

Mortgage

Document Number	0003299132
Date	Apr 4, 2019
Instrument	3299132

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,036.00 Homeowner's exemption	$408,400 (+1.31%) Land $72,800 Building $335,600	$408,400 (+1.31%) Land $72,800 Building $335,600
2024		$403,100 Land $70,900 Building $332,200	$403,100 Land $70,900 Building $332,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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