13000 Borel Ct, Union, KY 41091 Property Records

Boone County property record for 13000 Borel Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3,124 sqft · built 2020
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,181 (May 2020)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064.31-07-122.00`

Property Details

APN / Parcel Number

Primary APN	`064.31-07-122.00`
Alternative APN	`53197`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,124 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13000 BOREL CT
City	UNION
State	KY
Zip	41091-8094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 SEC 31 BLK F TRIPLE CROWN COUNTRY CLUB
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	F
Legal Lot Number	122
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2009
Census Tract	70605

Owner

Source: Boone County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13000 BOREL CT, UNION, KY 41091-8094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Jan 14, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2020802200
Deed Book / Page	1144 / 760
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	13000 BOREL CT, UNION, KY 41091-8094
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4554/657
Date	Dec 16, 2021
Book Page	M4554/657
Instrument	856527

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	May 26, 2020
Property Address	13000 BOREL CT, UNION, KY 41091-8094
Document Number	0D1144/760
Book / Page	D1144 / 760
Map Reference	CAB 6 SL 221
Instrument Date	Apr 14, 2020
Instrument	802200
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, TMT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13000 BOREL CT, UNION, KY 41091-8094

Mortgage

Document Number	0000802201
Date	May 26, 2020
Instrument	802201

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jan 14, 2020
Property Address	13000 BOREL CT, UNION, KY 41091-8094
Document Number	0D1138/948
Book / Page	D1138 / 948
Map Reference	CAB 6 PG 221
Instrument Date	Jan 7, 2020
Instrument	792582
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1671 PARK RD STE 1, 1, COVINGTON, KY 41011-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,533.00 (+10.31%)	$488,500 (+12.51%) Land $65,000 Building $423,500
2024			$488,500 (+12.51%) Land $65,000 Building $423,500
2023	$5,016.00 (+2.91%)	$434,200 (-) Land $58,300 Building $375,900	$434,200 (-) Land $58,300 Building $375,900
2022	$4,874.00	$434,200 Land $58,300 Building $375,900	$434,200 Land $58,300 Building $375,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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