1300 Stephanie, Waco, TX 76705 Property Records

McLennan County property record for 1300 Stephanie, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,609 sqft · built 2002
Lot Size0.245 acres (10,680 sqft)
Owner2 Individual Names on Record
Last Sale$146,300 (Feb 2010)
Tax Bill$2,737 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-057800-001010-9

Property Details

APN / Parcel Number

Primary APN28-057800-001010-9
Alternative APNs
  • 2805780000101090101
  • 127936

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,609 sqft Living Area
Gross Area2,107 sqft
1st Floor Area1,609 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,680 sqft (0.245 acres)
Lot Dimensions120 ft deep x 89 ft wide
Garage TypeAttached
Garage Area498 sqft
DrivewayConcrete Driveway
Driveway Area680 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1300 STEPHANIE
CityWACO
StateTX
Zip76705-7511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTRI CITIES LOT 10 BLOCK 5 ACRES .2452
Legal SubdivisionTRI CITIES
Legal Block5
Legal Lot Number10
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2015
Census Tract1600

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1300 STEPHANIE, WACO, TX 76705-7511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2010 · Amount on Record
Deed SaleFeb 2, 2010 · Amount on Record
Deed Document Number20103274
Prior Transfer DateFeb 1, 2010
Prior Transfer Doc0000003274
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1300 STEPHANIE, WACO, TX 76705-7511
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008671
DateMar 10, 2021
Instrument2021008671
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,236 (-13.09%) Land $27,661 Building $166,575$194,236 (-13.09%) Land $27,661 Building $166,575
2025$2,737.00 (-16.09%) Homeowner's exemption$223,490 (-2.96%) Land $25,210 Building $198,280$223,490 (-2.96%) Land $25,210 Building $198,280
2024$3,262.00 (+19.36%)
2023$230,310 Land $25,210 Building $205,100$230,310 Land $25,210 Building $205,100
2022$2,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile.

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