1300 E Hatch St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 1300 E Hatch St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1953
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (May 2023)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-420-014-00`

Property Details

APN / Parcel Number

Primary APN	`052-420-014-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,248 sqft Building Perimeter
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	123 ft deep x 97.5 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1300 E HATCH ST
City	STURGIS
State	MI
Zip	49091-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 & W 47 1/2 FT OF LOT 25. LAKEVIEW MANOR. CITY OF STURGIS.
Legal Subdivision	LAKEVIEW MANOR
Legal Lot Number	25,26
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2001
Census Tract	40800

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1300 E HATCH ST, STURGIS, MI 49091-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	20233569
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1300 E HATCH ST, STURGIS, MI 49091-1217
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 E HATCH ST, STURGIS, MI 49091-1217

Mortgage

Document Number	2026001466
Date	Feb 27, 2026
Instrument	2026001466

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 8, 2023
Property Address	1300 E HATCH ST, STURGIS, MI 49091-1217
Document Number	2023003569
Map Reference	LB 3 PG 3
Instrument Date	May 5, 2023
Instrument	2023003569
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 E HATCH ST, STURGIS, MI 49091-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 WILSON AVE, STURGIS, MI 49091-2268

Mortgage

Document Number	2023003570
Date	May 8, 2023
Instrument	2023003570

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1300 E HATCH ST, STURGIS, MI 49091-1217
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001182
Date	Feb 4, 2021
Instrument	2021001182

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1300 E HATCH ST, STURGIS, MI 49091-1217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020008605
Date	Dec 14, 2020
Instrument	2020008605

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,300 Land $4,600 Building $101,700	$212,600 Land $9,200 Building $203,400
2025	$4,468.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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