1300 Central Ave, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 1300 Central Ave, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,768 sqft · built 1940
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$101,170 (Aug 2003)
Tax Bill	$4,399 (2026)
Deeds & Mortgages	May 2022 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 42.18-1-24`

Property Details

APN / Parcel Number

Primary APN	`012689 42.18-1-24`
Alternative APNs	`268904201800010240000000` `04201800010240000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,118 sqft
Upper Floors Area	650 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04201800010240000000
Street Address	1300 CENTRAL AVE
City	ALBANY
State	NY
Zip	12205-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13
Legal Description	LOT 3 & 50' OF LT 8 BLKD N-CENTRAL AVE E-1298 S-116-99
Legal Subdivision	LOCKROW PARK
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2028
Census Tract	14001

Owner

1300 Central Ave is owned and occupied by two individuals who bought it in August 2003.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1300 CENTRAL AVE, ALBANY, NY 12205-5225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2003 · Amount on File
Deed Sale	Aug 13, 2003 · Amount on File
Deed Book / Page	2742 / 352
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1300 CENTRAL AVE, ALBANY, NY 12205-5225
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CENTRAL AVE, ALBANY, NY 12205-5225

Mortgage

Document Number	0000002327
Date	May 16, 2022
Instrument	R2022-12327

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1300 CENTRAL AVE, ALBANY, NY 12205-5225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007286
Date	Mar 27, 2017
Instrument	R2017-07286

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1300 Central Ave was $4,399 with a homeowner's exemption, down 1.3% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,399.00 (-1.3%) Homeowner's exemption
2025	$4,457.00 Homeowner's exemption	$97,000 Land $19,400 Building $77,600	$222,000 Land $44,400 Building $177,600
2023		$97,000 (-) Land $19,400 Building $77,600	$190,200 (+9.32%) Land $38,040 Building $152,160
2022		$97,000 Land $19,400 Building $77,600	$173,991 Land $34,798 Building $139,193
2021	$3,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1300 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1300 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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