1300 Bernard Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1300 Bernard Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 875 sqft · built 1955
Lot Size0.143 acres (6,242 sqft)
Owner2 Individual Names on File
Last Sale$57,000 (Mar 2015)
Tax Bill$1,041 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN1011-083-04-028.000

Property Details

APN / Parcel Number

Primary APN1011-083-04-028.000
Alternative APN
  • 590000276020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area875 sqft Living Area
1st Floor Area875 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,242 sqft (0.143 acres)
Lot Dimensions120 ft deep x 52 ft wide
PorchSlab
Porch Area66 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1300 BERNARD AVE
CityFINDLAY
StateOH
Zip45840-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKSIDE 2ND ADD LOT 158
Legal SubdivisionPARKSIDE 2ND ADD
Legal Lot Number158
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2007
Census Tract600

Owner

1300 Bernard Ave is owned by two individuals who bought it in March 2015.

Source: Hancock County records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address12840 JUNIPER DR, VAN BUREN, OH 45889-9685
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2015 · Amount on File
Deed SaleMar 12, 2015 · Amount on File
Prior SaleAug 27, 1986 · Amount on File
Deed Document Number20151853
Deed Book / Page2475 / 2435
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1300 BERNARD AVE, FINDLAY, OH 45840-5512
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02598/3028
DateOct 13, 2022
Book Page2598/3028
Instrument202200009252
Lender
NameTHE UNION BANK CO
TypeBank
AddressFINDLAY, OH 45840
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1300 Bernard Ave was $1,041.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,041.00$33,100 Land $5,550 Building $27,550$94,560 Land $15,860 Building $78,700
2023$974.00$26,690 Land $4,480 Building $22,210
2022$76,260 Land $12,790 Building $63,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1300 Bernard Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1300 Bernard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100
Amplex Wireless
Fixed Wireless
100 / 20

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