1300 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 1300 1st St E, Independence, IA 50644

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 4,286 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,810 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0635381023`

Property Details

APN / Parcel Number

Primary APN	`0635381023`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,286 sqft Living Area
Attic	Attic
Attic Area	794 sqft
Basement Area	2,268 sqft
Unfinished Basement	2,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	16,553 sqft (0.38 acres)
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1300 1ST ST E
City	INDEPENDENCE
State	IA
Zip	50644-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-89-9GREEN RIDGE S1 /2 LOT69 & COM SW COR E TOSE COR S153' W T O SOF BEG, N TO POB
Legal Range	9W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREEN RIDGE
Legal Lot Number	69
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3030
Census Tract	950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 1ST ST NW, ELKADER, IA 52043-9061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Nov 20, 2018	Deed of Trust, Mortgage COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2008
Transfer Doc	2008R00092
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	1300 1ST ST E, INDEPENDENCE, IA 50644-3120
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00774
Date	Mar 8, 2021
Instrument	2021R00774

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	1300 1ST ST E, INDEPENDENCE, IA 50644-3120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03332
Date	Nov 20, 2018
Instrument	2018R03332

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	62 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,810.00 (+6%) Homeowner's exemption	$428,810 (+13.45%) Land $50,860 Building $377,950	$428,810 (+13.45%) Land $50,860 Building $377,950
2024	$7,368.00 (+10.5%)
2023	$6,668.00 Homeowner's exemption	$377,960 Land $45,410 Building $332,550	$377,960 Land $45,410 Building $332,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independence Telecommunications Utility Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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