Lake County property record for 130 Wray Loop, Tiptonville, TN 38079
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,352 sqft · built 1993 |
| Lot Size | 0.991 acres (43,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,400 (Jul 2025) |
| Tax Bill | $946 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (high risk) |
| APN | 048026 03305 |
| Primary APN | 048026 03305 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,174 sqft (0.991 acres) |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 56 sqft |
| Patio Area | 56 sqft |
| Utility Building | 720 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 130 WRAY LOOP |
|---|---|
| City | TIPTONVILLE |
| State | TN |
| Zip | 38079-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: L10 |
| Legal Subdivision | CHERRY STREET |
| Jurisdiction | LAKE TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4072 |
| Census Tract | 960100 |
130 Wray Loop is owned and occupied by an individual who bought it in July 2025.
Source: Lake County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS NATIONAL BANK |
| Mar 3, 2021 | Warranty Deed, Transfer · FHA Mortgage LEADERS CU |
| Nov 9, 2020 | Limited Warranty Deed, Transfer · Commercial Mortgage THE CITIZENS BANK |
| Oct 5, 2020 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Apr 6, 2023 · Amount on File |
| Deed Document Number | 202521047 |
| Deed Book / Page | 73 / 203 |
| Transfer Doc | 000026/446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Jul 15, 2025 |
| Property Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Document Number | 000073/203 |
| Book / Page | 73 / 203 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 21047 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Document Number | 0000021048 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 21048 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Mar 3, 2021 |
| Property Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Document Number | 000058/271 |
| Book / Page | 58 / 271 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 17532 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Document Number | 0000017533 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 17533 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Nov 9, 2020 |
| Property Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Document Number | 000057/410 |
| Book / Page | 57 / 410 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 17308 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Document Number | 0000017309 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 17309 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Oct 5, 2020 |
| Property Address | 130 WRAY LOOP, TIPTONVILLE, TN 38079-4011 |
| Document Number | 0000017206 |
| Book / Page | 000056 / 000793 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 17206 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $144.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 268 HICKMAN KY 420500268, HICKMAN, KY 42050-0268 |
The 2025 property tax bill for 130 Wray Loop was $946.
Source: Lake County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $946.00 | $28,100 (-) Land $2,750 Building $25,350 | |
| 2024 | $946.00 | $28,100 Land $2,750 Building $25,350 | $112,400 Land $11,000 Building $101,400 |
| 2022 | $552.00 | $19,375 Land $1,825 Building $17,550 | $77,500 Land $7,300 Building $70,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 130 Wray Loop in Zone X, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1979–2019) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Wray Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIPTONVILLE WATER SYSTEM serves 2,627 people · EPA ID TN0000700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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