130 Whittredge Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 130 Whittredge Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,017 sqft · built 1938
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on File
Last Sale	$1,565,000 (Jul 2004)
Tax Bill	$38,004 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03502-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-03502-0000-00002`
Alternative APNs	`1800184000000004` `180350200002`

Interior

Stories	2 Stories
Building Area	3,017 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Tudor
Exterior Material	Stucco
Lot Area	19,254 sqft (0.442 acres)
Lot Dimensions	205 ft deep x 94 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800184000000004
Street Address	130 WHITTREDGE RD
City	SUMMIT
State	NJ
Zip	07901-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	3502
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2015
Census Tract	37700

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 WHITTREDGE RD, SUMMIT, NJ 07901-3738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2004 · Amount on File
Deed Sale	Jul 15, 2004 · Amount on File
Prior Sale	Apr 24, 2001 · Amount on File
Deed Book / Page	5441 / 547
Last Transfer Date	Dec 11, 2013
Transfer Doc	0059860680
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	130 WHITTREDGE RD, SUMMIT, NJ 07901-3738
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151072001
Date	Nov 19, 2021
Book Page	15107/2001
Instrument	25470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	6.75%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$850,000 (-) Land $412,600 Building $437,400	$850,000 (-) Land $412,600 Building $437,400
2025	$38,004.00 (+2.64%)	$850,000 (-) Land $412,600 Building $437,400	$850,000 (-) Land $412,600 Building $437,400
2024	$37,026.00 (+1.71%)
2023		$850,000 Land $412,600 Building $437,400	$850,000 Land $412,600 Building $437,400
2022	$36,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880