130 White Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 130 White Rd, Salisbury, NC 28147

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,770 sqft · built 1900
Lot Size2.14 acres (93,218 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Aug 2019)
Tax Bill$1,568 (2026)
Deeds & MortgagesApr 2023 Line of Credit
Feb 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN770 033

Property Details

APN / Parcel Number

Primary APN770 033
Alternative APN
  • 168950000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,770 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2015
Exterior MaterialWood Siding
Lot Area93,218 sqft (2.14 acres)
Garage TypeDetached
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address130 WHITE RD
CitySALISBURY
StateNC
Zip28147-5605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 2.14AC
JurisdictionROWAN NC
Township / Civil DivisionSTEELE
Census Block Group1
Census Block1080
Census Tract51901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedThyatira Presbyterian Church, Cemetery, and Manse
listed 1984 · 6 contributing resources · NRIS 84002488

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 WHITE RD, SALISBURY, NC 28147-5605
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Feb 11, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTHSTATE BANK NA
Aug 30, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Deed Book / Page1333 / 739
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address130 WHITE RD, SALISBURY, NC 28147-5605
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 WHITE RD, SALISBURY, NC 28147-5605

Mortgage

Document Number0014210388
DateApr 13, 2023
Book Page1421/388
Lender
NameCOGENT BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 5, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address130 WHITE RD, SALISBURY, NC 28147-5605
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 WHITE RD, SALISBURY, NC 28147-5605

Mortgage

Document Number0013940990
DateFeb 11, 2022
Book Page1394/990
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address130 WHITE RD, SALISBURY, NC 28147-5605
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013900868
DateDec 13, 2021
Book Page1390/868
Lender
NameSOUTHSTATE BANK NA
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2042

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 30, 2019
Property Address130 WHITE RD, SALISBURY, NC 28147-5605
Document Number0013330739
Book / Page1333 / 0739
Map ReferenceMB 9995 PG 8748
Instrument DateAug 26, 2019
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1251 LITTLE HAWK RD, 1251, SAUTEE NACOOCHEE, GA 30571-3033

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 WHITE RD, SALISBURY, NC 28147-5605

Mortgage

Document Number0013330740
DateAug 30, 2019
Instrument1333/0740
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,568.00 (+51.79%)$231,493 (+51.78%) Land $33,160 Building $198,333$231,493 (+51.78%) Land $33,160 Building $198,333
2023$1,033.00$152,514 Land $33,160 Building $119,354$152,514 Land $33,160 Building $119,354

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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