130 Westside Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 130 Westside Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1988
Lot Size	1.67 acres (73,181 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Aug 2020)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T13 051`

Property Details

APN / Parcel Number

Primary APN	`T13 051`
Alternative APN	`716400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,106 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,181 sqft (1.67 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	85 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Lean-To	192 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	716400
Street Address	130 WESTSIDE DR
City	TOCCOA
State	GA
Zip	30577-3486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	OFF ELBERTON ST
Legal Subdivision	TRACT 1
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2052
Census Tract	970301

Owner

Source: Stephens County records · APN T13 051

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 WESTSIDE DR, TOCCOA, GA 30577-3486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2025	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Dec 12, 2024	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA UNITED CREDIT UNION
Aug 18, 2020	Grant Deed, Transfer · Conventional with PMI NORTH GA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	0000122037
Deed Book / Page	1220 / 37
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	130 WESTSIDE DR, TOCCOA, GA 30577-3486
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WESTSIDE DR, TOCCOA, GA 30577-3486

Mortgage

Document Number	0014310000000402
Date	Dec 02, 2025
Book Page	0000001431/0000000402
Instrument	2025003709

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2030

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	130 WESTSIDE DR, TOCCOA, GA 30577-3486
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WESTSIDE DR, TOCCOA, GA 30577-3486

Mortgage

Document Number	0013900000000271
Date	Dec 12, 2024
Book Page	0000001390/0000000271

Lender

Name	NORTH GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2039

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 18, 2020
Property Address	130 WESTSIDE DR, TOCCOA, GA 30577-3486
Document Number	0012200037
Book / Page	001220 / 000037
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Sep 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 WESTSIDE DR TOCCOA GA 305773486, TOCCOA, GA 30577-3486

Mortgage

Document Number	12200040
Date	Aug 18, 2020
Book Page	001220/000040

Lender

Name	NORTH GA CU
Type	Credit Union
Address	TOCCOA, GA 30577

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Aug 17, 2025

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+52.43%)	$90,370 (+65.27%) Land $2,427 Building $87,943	$225,926 (+65.27%) Land $6,068 Building $219,858
2023	$1,627.00	$54,679 Land $2,427 Building $52,252	$136,699 Land $6,068 Building $130,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Uniti Group, Xfinity.

Based on FCC filings for 97 locations within half a mile of this property.

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