130 W Waterside Ln, Nags Head, NC 27959 Property Records

Dare County property record for 130 W Waterside Ln, Nags Head, NC 27959

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,867 sqft · built 2002
Lot Size	0.356 acres (15,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,957 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989317106215`

Property Details

APN / Parcel Number

Primary APN	`989317106215`
Alternative APN	`005620026`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,867 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,500 sqft (0.356 acres)
View / Lot	Lake/Pond

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	989317106215
Street Address	130 W WATERSIDE LN
City	NAGS HEAD
State	NC
Zip	27959-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 26 BLK: SEC: PL: C SL: 106F
Legal Subdivision	NAGS HEAD POND
Legal Lot Number	26
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1016
Census Tract	970400

Owner

130 W Waterside Ln is owned and occupied by two individuals who acquired it in September 2017.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 W WATERSIDE LN, NAGS HEAD, NC 27959-9658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 28, 2017
Transfer Doc	2196/193
Record Updated	Oct 29, 2026

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Oct 3, 2017
Property Address	130 W WATERSIDE LN, NAGS HEAD, NC 27959-9658
Document Number	2196/193
Book / Page	2196 / 193
Instrument Date	Sep 28, 2017
Instrument	700044370
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 W WATERSIDE LN, 130, NAGS HEAD, NC 27959-9658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W WATERSIDE LN, NAGS HEAD, NC 27959-9658

Mortgage

Document Number	2196/195
Date	Oct 3, 2017
Book Page	2196/195
Instrument	700044371

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 130 W Waterside Ln was $1,957, down 47.3% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,957.00 (-47.26%)	$743,800 (-) Land $165,400 Building $578,400	$743,800 Land $165,400 Building $578,400
2025	$3,711.00	$743,800 Land $165,400 Building $578,400
2023	$3,205.00	$438,860 Land $102,400 Building $336,460
2020			$743,800 Land $165,400 Building $578,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 W Waterside Ln in Zone X, an area of minimal flood risk, though there have been 393 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 459 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 units insured incl. 15 condo units
Nearby Flood Claims	393 (1978–2021)
Claims Outside the SFHA	127 of 393
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 93 claims Hurricane Isabel, Sep 2003 · 58 claims Hurricane Dennis, Sep 1999 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 W Waterside Ln is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NAGS HEAD serves 3,125 people · EPA ID NC0428010
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20