Ottawa County property record for 130 W Walnut St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,917 sqft · built 1900 |
| Lot Size | 0.276 acres (12,044 sqft) |
| Owner | Individual on Record |
| Last Sale | $157,500 (Nov 2022) |
| Tax Bill | $2,158 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043271-3 |
| Primary APN | 043271-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 3,021 sqft |
| 1st Floor Area | 1,104 sqft |
| Upper Floors Area | 813 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 291 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,044 sqft (0.276 acres) |
| Lot Dimensions | 165 ft deep x 73 ft wide |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 218 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043271-3 |
|---|---|
| Street Address | 130 W WALNUT ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 35 LOTS 1 & 2 ORIGINAL |
| Legal Subdivision | VILLAGE/OAK HARBOR |
| Legal Block | 35 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50700 |
Source: Ottawa County assessment roll, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 130 W WALNUT ST, OAK HARBOR, OH 43449-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit EDUCATION FIRST CREDIT UNION |
| Jul 13, 2023 | Transfer on Death Deed, Transfer |
| Nov 21, 2022 | Survivorship Deed, Transfer · Line of Credit FLAGSTAR BANK FSB |
| Mar 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on Record |
| Deed Sale | Nov 21, 2022 · Amount on Record |
| Prior Sale | Jan 27, 1997 · Amount on Record |
| Deed Document Number | 2022322542 |
| Deed Book / Page | 1924 / 452 |
| Last Transfer Date | Jul 13, 2023 |
| Transfer Doc | 0000004336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jul 16, 2026 |
| Property Address | 130 W WALNUT ST, OAK HARBOR, OH 43449-1254 |
| Document Number | 0000004488 |
| Book / Page | 2091 / 673 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20264488 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 130 W WALNUT ST, OAK HARBOR, OH 43449-1254 |
| Document Number | 0000004488, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 2091/673 |
| Instrument | 20264488 |
| Name | EDUCATION FIRST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jul 13, 2023 |
| Property Address | 130 W WALNUT ST, OAK HARBOR, OH 43449-1254 |
| Document Number | 0000004336 |
| Book / Page | 1953 / 425 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 202300004336 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Nov 21, 2022 |
| Property Address | 130 W WALNUT ST, OAK HARBOR, OH 43449-1254 |
| Document Number | 0000322542 |
| Book / Page | 1924 / 452 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022-322542 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | RIT COAST TITLE, TRI COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 130 W WALNUT ST, OAK HARBOR, OH 43449-1254 |
| Document Number | 0019240453 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 1924-0453 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Mar 29, 2017 |
| Property Address | 130 W WALNUT ST, OAK HARBOR, OH 43449-1254 |
| Document Number | 0000265975 |
| Book / Page | 001626 / 000478 |
| Instrument Date | Sep 29, 2016 |
| Instrument | 265975 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 19121 STATE ROUTE 67 KENTON OH 433269293, KENTON, OH 43326-9293 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,158.00 (-2.71%) | $49,302 (-) Land $9,209 Building $40,093 | |
| 2024 | $2,218.00 (+6.28%) | $49,302 (+21.18%) Land $9,209 Building $40,093 | $140,860 (+21.18%) Land $26,310 Building $114,550 |
| 2023 | $2,087.00 (+3.11%) | $40,685 (+%) Land $7,669 Building $33,016 | |
| 2022 | $2,024.00 | $40,684 Land $7,668 Building $33,016 | |
| 2021 | $116,240 Land $21,910 Building $94,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1979–2007) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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