130 W Matthews St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 130 W Matthews St, Matthews, NC 28105

Property Summary

Property Type	Commercial Office
Details	2 ba · 7,606 sqft · built 1977
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on Record
Last Sale	$1,250,000 (Nov 2024)
Deeds & Mortgages	Nov 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`193-271-12`

Property Details

APN / Parcel Number

Primary APN	`193-271-12`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	7,606 sqft Gross Area
1st Floor Area	2,256 sqft
Upper Floors Area	1,947 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	21,344 sqft (0.49 acres)
Porch	Porch
Porch Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	130 W MATTHEWS ST
City	MATTHEWS
State	NC
Zip	28105-1312
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	B1
Legal Block	1
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	3
Census Block	3015
Census Tract	5866

Owner

Source: Mecklenburg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1200, MATTHEWS, NC 28106-1200
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Deed Document Number	2024111085
Deed Book / Page	39217 / 321
Record Updated	Sep 20, 2026

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 19, 2024
Property Address	130 W MATTHEWS ST, MATTHEWS, NC 28105-1312
Document Number	0000111085
Book / Page	39217 / 321
Instrument Date	Nov 14, 2024
Instrument	2024111085
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 VALENTINE LN, CHARLOTTE, NC 28270-0662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1200, MATTHEWS, NC 28106-1200

Mortgage

Document Number	0000111086
Date	Nov 19, 2024
Instrument	2024111086

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$1,156,500 Land $442,700 Building $713,800	$1,156,500 Land $442,700 Building $713,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber.

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