130 W 48th St, Reading, PA 19606 Property Records

Berks County property record for 130 W 48th St, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,506 sqft · built 1960
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Apr 2024)
Tax Bill	$1,719 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5325-07-78-0866`

Property Details

APN / Parcel Number

Primary APN	`5325-07-78-0866`
Alternative APNs	`43-5325-07-78-0866` `43038969` `038969`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43038969
Street Address	130 W 48TH ST
City	READING
State	PA
Zip	19606-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN TREE ACRES
Legal Block	78
Legal Lot Number	154&1
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	2
Census Block	2002
Census Tract	12004

Owner

130 W 48th St is owned and occupied by two individuals who bought it in April 2024.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 W 48TH ST, READING, PA 19606-3312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
May 31, 2023	Deed of Trust, Mortgage CORI MILLER ETAL
Feb 21, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 21, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	May 1, 1969
Deed Document Number	20249331
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 1, 2024
Property Address	130 W 48TH ST, READING, PA 19606-3312
Document Number	0000009331
Map Reference	VOL 6-A PG 68
Instrument Date	Mar 26, 2024
Instrument	2024009331
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W 48TH ST, READING, PA 19606-3312

Mortgage

Document Number	0000009332
Date	Apr 1, 2024
Instrument	2024009332

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	130 W 48TH ST, READING, PA 19606-3312
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015451
Date	May 31, 2023
Instrument	2023015451

Lender

Name	CORI MILLER ETAL
Type	Private Party
Address	25202 PRETTYMAN RD, GEORGETOWN, DE 19947

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	130 W 48TH ST, READING, PA 19606-3312
Document Number	0000006198
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W 48TH ST READING PA 196063312, READING, PA 19606-3312

Mortgage

Document Number	0000006198
Date	Mar 1, 2019
Instrument	6198

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Feb 28, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.13%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	130 W 48TH ST, READING, PA 19606-3312
Document Number	0000006199
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W 48TH ST READING PA 196063312, READING, PA 19606-3312

Mortgage

Document Number	0000006199
Date	Mar 1, 2019
Instrument	6199

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Feb 28, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.13%

Tax Assessment & Valuation

The 2026 property tax bill for 130 W 48th St was $1,719.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,719.00	$112,500 Land $30,300 Building $82,200	$30,300 Land $30,300
2024	$1,595.00 (-69.13%)	$112,500 (-) Land $30,300 Building $82,200
2023	$5,167.00 Homeowner's exemption	$112,500 Land $30,300 Building $82,200
1994			$112,500 Land $30,300 Building $82,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 130 W 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 W 48th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on W 48th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures