130 Terrace Ct, Hercules, CA 94547 Property Records

Contra Costa County property record for 130 Terrace Ct, Hercules, CA 94547

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,434 sqft · built 1979
Lot Size	0.053 acres (2,300 sqft)
Owner	2 Company Names on Record
Last Sale	$415,000 (Dec 2016)
Tax Bill	$7,753 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`406-481-029-6`

Property Details

APN / Parcel Number

Primary APN	`406-481-029-6`
Alternative APN	`406-481-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
1st Floor Area	759 sqft
2nd Floor Area	675 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Lot Area	2,300 sqft (0.053 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	130 TERRACE CT
City	HERCULES
State	CA
Zip	94547-1414
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	T05099 L0029 B
Legal Subdivision	SUBDIVISION 5099
Legal Tract	05099
Legal Lot Number	29
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	359203

Owner

Source: Contra Costa County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	130 TERRACE CT, HERCULES, CA 94547-1414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Construction Mortgage ROCKET MORTGAGE LLC
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Prior Sale	Jun 25, 2012 · Amount on Record
Deed Document Number	2016272984
Last Transfer Date	Jul 3, 2017
Transfer Doc	0000119489
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 7, 2026
Property Address	130 TERRACE CT, HERCULES, CA 94547-1414
Document Number	0000108100
Instrument Date	Oct 1, 2026
Instrument	2026108100
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	130 TERRACE CT, HERCULES, CA 94547-1414

Mortgage

Document Number	0000108100,
Date	Oct 7, 2026
Instrument	2026108100

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 1, 2027

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 TERRACE CT, HERCULES, CA 94547-1414
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NTC KEY WEST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 TERRACE CT, HERCULES, CA 94547-1414

Mortgage

Document Number	0000012409
Date	Jan 20, 2022
Instrument	2022-012409

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	130 TERRACE CT, HERCULES, CA 94547-1414
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042592
Date	Mar 5, 2020
Instrument	2020-042592

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 3, 2017
Property Address	130 TERRACE CT, HERCULES, CA 94547-1414
Document Number	0000119489
Instrument Date	Jul 3, 2017
Instrument	119489
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	130 TERRACE CT HERCULES CA 945471414, HERCULES, CA 94547-1414

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,268 (+2%) Land $213,080 Building $278,188
2025	$7,753.00 (+6.28%) Homeowner's exemption	$481,636 (+4.04%) Land $208,902 Building $272,734
2023	$7,295.00 (+1.14%) Homeowner's exemption	$462,936 Land $200,791 Building $262,145
2022	$7,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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