130 SW 2nd St, Cedaredge, CO 81413 Property Records

Delta County property record for 130 SW 2nd St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,536 sqft · built 1905
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Aug 1996)
Tax Bill	$482 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R003413`

Property Details

APN / Parcel Number

Primary APN	`R003413`
Alternative APN	`319329204006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,536 sqft Living Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Convection
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R003413
Street Address	130 SW 2ND ST
City	CEDAREDGE
State	CO
Zip	81413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	130 SW 2ND ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: STOCKHAM BROS & ZANINETTIS SUBDIVISION BLOCK: 4 LOT: 6 AND:- LOT: 7 N21 OF, S5 OF TOTAL AC 0.1+- N21 OF LT 7 & S 5 OF LT 6 BLK 4 STOCKHAM BRO/ZANINETTI SUBD CED SEC 29 T13S R94W 6PM (25 X
Legal Subdivision	STOCKHAM BROS & ZANINETTIS SUBDIVISION
Legal Block	4
Legal Lot Number	7
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2003
Census Tract	965201

Owner

130 SW 2nd St is owned and occupied by two individuals who acquired it in September 2023.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 SW 2ND ST, CEDAREDGE, CO 81413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 1996 · Amount on File
Deed Sale	Aug 16, 1996 · Amount on File
Prior Sale	Sep 8, 1992 · Amount on File
Last Transfer Date	Sep 8, 2023
Transfer Doc	0000748713
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	130 SW 2ND ST, CEDAREDGE, CO 81413
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SW 2ND STREET, CEDAREDGE, CO 81413

Mortgage

Document Number	0000748624
Date	Sep 5, 2023
Instrument	748624

Lender

Name	BANK OF COLORADO
Type	Bank
Address	CEDAREDGE, CO 81413

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 130 SW 2nd St was $482, up 15.3% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$482.00 (+15.31%)	$13,232 (+7.81%) Land $2,813 Building $10,419	$211,706 Land $45,000 Building $166,706
2024	$418.00 (+4.24%)	$12,273 (-) Land $2,061 Building $10,212
2023	$401.00 (-5.42%)	$12,273 (-3.25%) Land $2,061 Building $10,212	$183,188 (+0.37%) Land $30,764 Building $152,424
2022	$424.00	$12,685 Land $2,016 Building $10,669	$182,511 Land $29,000 Building $153,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 SW 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 SW 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20