Christian County property record for 130 Summit Ave, Kincaid, IL 62540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 1920 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Feb 2025) |
| Tax Bill | $2,864 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-10-407-008-00 |
| Primary APN | 15-12-10-407-008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 200 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 410 sqft |
| Street Address | 130 SUMMIT AVE |
|---|---|
| City | KINCAID |
| State | IL |
| Zip | 62540-4570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | KINCAID LTS 32 & 33 BLK 5 90-05417 151823.000 97-01205 70X200 12-10-G |
| Legal Subdivision | KINCAID ORIG TOWN |
| Legal Block | 5 |
| Legal Lot Number | 32,33 |
| Jurisdiction | CHRISTIAN IL |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 958200 |
Source: Christian County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 SUMMIT AVE, KINCAID, IL 62540-4570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Oct 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage DIAMOND RSNL MTG CORP |
| Jan 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on Record |
| Deed Sale | Feb 3, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2024 · Amount on Record |
| Deed Document Number | 2025340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Recording Date | Feb 3, 2025 |
| Property Address | 130 SUMMIT AVE, KINCAID, IL 62540-4570 |
| Document Number | 2025R00340 |
| Instrument Date | Jan 27, 2025 |
| Instrument | 2025R00340 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 130 SUMMIT AVE, KINCAID, IL 62540-4570 |
| Document Number | 2025R00341 |
|---|---|
| Date | Feb 3, 2025 |
| Instrument | 2025R00341 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 130 SUMMIT AVE, KINCAID, IL 62540-4570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R03594 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2018R03594 |
| Name | DIAMOND RSNL MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 130 SUMMIT AVE, KINCAID, IL 62540-4570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R00110 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021R00110 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Christian County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Christian County |
| County Subdivision | South Fork Township |
| Municipality | Kincaid Village |
| Unified School District | South Fork School District 14 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,864.00 | $42,708 Land $3,508 Building $39,200 | $128,124 Land $10,524 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINCAID serves 1,561 people · EPA ID IL0210250 |
|---|---|
| Water Source | Purchased surface water from TAYLORVILLE |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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