130 Summer Hill Rd, Madison, MS 39110 Property Records

Madison County property record for 130 Summer Hill Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,478 sqft · built 2003
Lot Size	1.06 acres (46,439 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,181 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071E-22-013/02.07`

Property Details

APN / Parcel Number

Primary APN	`071E-22-013/02.07`
Alternative APN	`38917`

Interior

Full Baths	5 Baths
Total Rooms	9 Rooms
Building Area	5,478 sqft Adjusted Area
Gross Area	3,833 sqft
1st Floor Area	3,833 sqft
2nd Floor Area	1,221 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,439 sqft (1.06 acres)
Pool Area	648 sqft
Patio Area	1,233 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	38917
Street Address	130 SUMMER HILL RD
City	MADISON
State	MS
Zip	39110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 238 BRIDGEWATER FIVE-C
Legal Range	01E
Legal Township	07N
Legal Section	22
Legal Subdivision	BRIDGEWATER 05C
Legal Lot Number	238
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2016
Census Tract	30205

Owner

130 Summer Hill Rd is owned and occupied by two individuals who acquired it in June 2026.

Source: Madison County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1018, RIDGELAND, MS 39158-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS
Nov 25, 2020	Warranty Deed, Transfer TRUSTMARK NAT'L BK
Oct 1, 2019	Deed of Trust, Mortgage BANCORPSOUTH
Mar 16, 2018	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2026
Deed Sale	Jun 19, 2026
Prior Sale	Nov 7, 2022
Deed Document Number	20261053961
Deed Book / Page	4696 / 632
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 19, 2026
Property Address	130 SUMMER HILL RD, MADISON, MS 39110
Document Number	0001053961
Book / Page	4696 / 632
Instrument Date	Jun 18, 2026
Instrument	20261053961
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 7, 2022
Property Address	130 SUMMER HILL RD, MADISON, MS 39110
Document Number	0004276/32
Book / Page	4276 / 32
Map Reference	CAB D SL 79
Instrument Date	Oct 19, 2022
Instrument	971852
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6039 CLUB OAKS DR, DALLAS, TX 75248-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 SUMMER LAKE DR, RIDGELAND, MS 39157-8630

Mortgage

Document Number	0000971853
Date	Nov 7, 2022
Instrument	971853

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 25, 2020
Property Address	130 SUMMER HILL RD, MADISON, MS 39110
Document Number	0000911595
Book / Page	003950 / 000724
Instrument Date	Nov 23, 2020
Instrument	911595
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 SUMMER LAKE DR MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	911596
Date	Nov 25, 2020
Book Page	003950/000726
Instrument	911596

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PO BOX 22869, JACKSON, MS 39225-2869

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	130 SUMMER HILL RD, MADISON, MS 39110
Document Number	0000877607
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 SUMMER LAKE DR RIDGELAND MS 391578630, RIDGELAND, MS 39157-8630

Mortgage

Document Number	0000877607
Date	Oct 14, 2019
Book Page	003775/000392
Instrument	877607

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	130 SUMMER HILL RD, MADISON, MS 39110
Document Number	0000835595
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	RUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 SUMMER LAKE DR RIDGELAND MS 391578630, RIDGELAND, MS 39157-8630

Mortgage

Document Number	0000835595
Date	Mar 22, 2018
Book Page	003582/000661
Instrument	835595

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 21, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 130 Summer Hill Rd was $8,181 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,181.00 Homeowner's exemption	$78,706	$743,800 Land $90,000 Building $653,800
2024	$8,181.00
2023	$8,181.00 Homeowner's exemption	$78,706	$743,800 Land $90,000 Building $653,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Summer Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Summer Hill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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