Richmond County property record for 130 Stubbs St, Hamlet, NC 28345
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 924 sqft · built 1960 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Apr 2020) |
| Tax Bill | $638 (2026) |
| Deeds & Mortgages | Apr 2019 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 749102563503 |
| Primary APN | 749102563503 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Porch | Porch |
| Porch Area | 456 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39857302 |
|---|---|
| Street Address | 130 STUBBS ST |
| City | HAMLET |
| State | NC |
| Zip | 28345-8160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HSE |
| Legal Subdivision | LAKESIDE PARK |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MARKS CREEK |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 971100 |
130 Stubbs St is owned and occupied by two individuals who bought it in April 2020.
Source: Richmond County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 STUBBS ST, HAMLET, NC 28345-8160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE |
| Apr 15, 2020 | Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on File |
| Deed Sale | Apr 15, 2020 · Amount on File |
| Prior Sale | Apr 27, 2016 · Amount on File |
| Deed Document Number | 2020257290 |
| Deed Book / Page | 1841 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 130 STUBBS ST, HAMLET, NC 28345-8160 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 001808/311 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 1808/311 |
| Instrument | 252551 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | HAMLET, NC 28345 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 130 STUBBS ST, HAMLET, NC 28345-8160 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ELEVATED NATL SETMNT SVCS LL |
| Name | Verified Name |
|---|
| Document Number | 001884/485 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 1884/485 |
| Instrument | 263180 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Apr 15, 2020 |
| Property Address | 130 STUBBS ST, HAMLET, NC 28345-8160 |
| Document Number | 001841/104 |
| Book / Page | 1841 / 104 |
| Map Reference | MB 1 PG 60 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 257290 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 290 OLD CHERAW HWY, 290, ROCKINGHAM, NC 28379-5511 |
| Name | Verified Name |
|---|---|
| Address | 130 STUBBS ST, HAMLET, NC 28345-8160 |
| Document Number | 0000257291 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 257291 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Sep 5, 2017 |
| Property Address | 130 STUBBS ST, HAMLET, NC 28345-8160 |
| Document Number | 001761/195 |
| Book / Page | 1761 / 195 |
| Map Reference | PL 1 PG 60 |
| Instrument Date | Apr 27, 2016 |
| Instrument | 245493 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 HINSON ST, 808, HAMLET, NC 28345 |
| Name | Verified Name |
|---|---|
| Address | 130 STUBBS ST, HAMLET, NC 28345-8160 |
| Document Number | 0000245494 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 245494 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 164 Months |
| Due | May 1, 2031 |
The 2026 property tax bill for 130 Stubbs St was $638.
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Hamlet City |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638.00 | $78,075 Land $7,047 Building $71,028 | $78,075 Land $7,047 Building $71,028 |
| 2023 | $612.00 | $66,003 Land $5,624 Building $60,379 | $66,003 Land $5,624 Building $60,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Stubbs St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Stubbs St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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