Polk County property record for 130 Stephens St, Benton, TN 37307
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,233 sqft · built 1959 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Jun 2021) |
| Tax Bill | $592 (2025) |
| Deeds & Mortgages | Jun 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 035N-D-006.00 |
| Primary APN | 035N-D-006.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Basement Area | 225 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 190 ft deep x 100 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 376 sqft |
| Deck Area | 135 sqft |
| Patio Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 130 STEPHENS ST |
|---|---|
| City | BENTON |
| State | TN |
| Zip | 37307-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUTCHER ADD PB: 10 PG: 245 LOT: 20& 100X190M IRR |
| Legal Subdivision | CUTCHER ADD |
| Legal Lot Number | 20 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950203 |
130 Stephens St is owned by an individual who bought it in June 2021.
Source: Polk County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 STANSBURY MOUNTAIN RD, COPPERHILL, TN 37317-6022 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | May 1, 1992 |
| Deed Document Number | 20211815 |
| Deed Book / Page | 2021 / 331.362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | POLK TN |
| Recording Date | Jun 15, 2021 |
| Property Address | 130 STEPHENS ST, BENTON, TN 37307-3128 |
| Document Number | 0WD331/362 |
| Book / Page | WD331 / 362 |
| Map Reference | MB 10 PG 244 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 21001815 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $329.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 PINE RIDGE RD, FARNER, TN 37333-6066 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 130 Stephens St was $592, up 1.2% from the year before.
Source: Polk County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Benton Town |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $592.00 (+1.2%) | $26,450 (-) Land $2,725 Building $23,725 | $105,800 Land $10,900 Building $94,900 |
| 2024 | $585.00 (+0.34%) | $26,450 (-) Land $2,725 Building $23,725 | |
| 2023 | $583.00 (+7.17%) | $26,450 (+59.58%) Land $2,725 Building $23,725 | $105,800 (+59.58%) Land $10,900 Building $94,900 |
| 2022 | $544.00 | $16,575 Land $2,450 Building $14,125 | $66,300 Land $9,800 Building $56,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 130 Stephens St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 130 Stephens St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATER SYSTEM serves 2,580 people · EPA ID TN0000048 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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