130 Stephens St, Benton, TN 37307 Property Records

Polk County property record for 130 Stephens St, Benton, TN 37307

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,233 sqft · built 1959
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$89,000 (Jun 2021)
Tax Bill$592 (2025)
Deeds & MortgagesJun 2021 Foreclosure
Flood ZoneZone X (minimal risk)
APN035N-D-006.00

Property Details

APN / Parcel Number

Primary APN035N-D-006.00
Alternative APNs
  • 01035ND035N00600
  • 070035N D 00600

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,233 sqft Living Area
1st Floor Area1,233 sqft
Basement Area225 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1982
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions190 ft deep x 100 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area376 sqft
Deck Area135 sqft
Patio Area135 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address130 STEPHENS ST
CityBENTON
StateTN
Zip37307-3128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUTCHER ADD PB: 10 PG: 245 LOT: 20& 100X190M IRR
Legal SubdivisionCUTCHER ADD
Legal Lot Number20
JurisdictionPOLK TN
Township / Civil Division1
Census Block Group1
Census Block1020
Census Tract950203

Owner

130 Stephens St is owned by an individual who bought it in June 2021.

Source: Polk County records, as of December 9, 2025

Owner of RecordIndividual Name on File
Mailing Address154 STANSBURY MOUNTAIN RD, COPPERHILL, TN 37317-6022
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2021 · Amount on File
Deed SaleJun 15, 2021 · Amount on File
Prior SaleMay 1, 1992
Deed Document Number20211815
Deed Book / Page2021 / 331.362
Record UpdatedSep 20, 2026

June 2021: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionPOLK TN
Recording DateJun 15, 2021
Property Address130 STEPHENS ST, BENTON, TN 37307-3128
Document Number0WD331/362
Book / PageWD331 / 362
Map ReferenceMB 10 PG 244
Instrument DateJun 15, 2020
Instrument21001815
Transaction TypeForeclosure
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
Tax$329.30
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 PINE RIDGE RD, FARNER, TN 37333-6066
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 130 Stephens St was $592, up 1.2% from the year before.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBenton Town
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$592.00 (+1.2%)$26,450 (-) Land $2,725 Building $23,725$105,800 Land $10,900 Building $94,900
2024$585.00 (+0.34%)$26,450 (-) Land $2,725 Building $23,725
2023$583.00 (+7.17%)$26,450 (+59.58%) Land $2,725 Building $23,725$105,800 (+59.58%) Land $10,900 Building $94,900
2022$544.00$16,575 Land $2,450 Building $14,125$66,300 Land $9,800 Building $56,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Stephens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Stephens St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON WATER SYSTEM
serves 2,580 people · EPA ID TN0000048
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stephens St

Nearby Streets

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