Okaloosa County property record for 130 Stephens Ln, Crestview, FL 32539 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1986 |
| Square Footage | 868 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Last Sale | $199,999 (2026) |
| Tax Bill | $1,279.00 (2025) |
| Primary APN | C56-000-596-8816-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 868 sqft Living Area |
| Gross Area | 1,053 sqft Gross Area |
| 1st Floor | 868 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Patio Area | 121 sqft Patio |
| Porch Area | 64 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 130 STEPHENS LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 HARVEST HILLS PH 3 COM NE COR OF NW1/4 OF SE1/4 W1234.16 FT S1310.84 FT E698 FT S810 FT E44.50 S9 DEG E126.56 FT TO POB S9 DEG E126.56 FT W373.62 FT N125 FT E354 FT TO POB |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | HARVEST HILLS |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | CRESTVIEW |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-000-596-8816-8
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 800 SPRING CREEK BLVD, CRESTVIEW, FL 32536-5175 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 02, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage ZILLOW HOME LOANS LLC |
| Apr 03, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2024 · Amount on Record |
| Deed Doc Number | 20263804314 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 130 STEPHENS LN, CRESTVIEW, FL 32539-8600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 130 STEPHENS LN, CRESTVIEW, FL 32539-8600 |
| Investor | Possibly a Property Investor |
| Document Number | 0003679625 |
|---|---|
| Date | Apr 02, 2024 |
| Instrument | 3679625 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 13, 2026 |
| Property Address | 130 STEPHENS LN, CRESTVIEW, FL 32539-8600 |
| Document Number | 0003804314 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 3804314 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 STEPHENS LN, CRESTVIEW, FL 32539-8600 |
| Name | Verified Name |
|---|---|
| Address | 800 SPRING CREEK BLVD, CRESTVIEW, FL 32536-5175 |
| Document Number | 0003804315 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 3804315 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 03, 2024 |
| Property Address | 130 STEPHENS LN, CRESTVIEW, FL 32539-8600 |
| Document Number | 0003679975 |
| Instrument Date | Nov 15, 2005 |
| Instrument | 3679975 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6692 FLORIDA AVE, LAUREL HILL, FL 32567-8378 |
| Name | Verified Name |
|---|---|
| Address | 130 STEPHENS LN, CRESTVIEW, FL 32539-8600 |
| Investor | Possibly a Property Investor |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 (+34.92%) | $121,450 (+33.06%) Land $26,411 Building $95,039 | $121,450 (+33.06%) Land $26,411 Building $95,039 |
| 2023 | $948.00 (+7.6%) | $91,276 (+8.73%) Land $22,439 Building $68,837 | $91,276 (+8.73%) Land $22,439 Building $68,837 |
| 2022 | $881.00 | $83,945 Land $20,971 Building $62,974 | $83,945 Land $20,971 Building $62,974 |
130 Stephens Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 53rd percentile of exposed land nationally · 23rd in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 813 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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