Seminole County property record for 130 Stephen Ave, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,537 sqft · built 2005 |
| Lot Size | 0.125 acres (5,460 sqft) |
| Owner | Company Name on Record |
| Last Sale | $156,750 (Mar 2016) |
| Tax Bill | $4,387 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-21-31-300-029C-0000 |
| Primary APN | 11-21-31-300-029C-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,460 sqft (0.125 acres) |
| Lot Dimensions | 105 ft deep x 52 ft wide |
| Garage Area | 421 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 130 STEPHEN AVE |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 TWP 21S RGE 31E BEG 210.02 FT E & 53.44 FT S 01 DEG 21 MIN 59 SEC E OF NW COR OF SW 1/4 OF SW 1/4 OF SW 1/4 RUN N 88 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 11 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 21311 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1013 SUSSEX TPKE, RANDOLPH, NJ 07869-4815 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2016 · Amount on Record |
| Deed Sale | Mar 3, 2016 · Amount on Record |
| Prior Sale | Dec 17, 2009 · Amount on Record |
| Deed Document Number | 2016022440 |
| Deed Book / Page | 08642 / 1477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 130 STEPHEN AVE, OVIEDO, FL 32765-9742 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | HBN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1013 SUSSEX TPKE, RANDOLPH, NJ 07869-4815 |
| Document Number | 0099390658 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 9939/658 |
| Instrument | 2021068766 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,387.00 (+15.11%) | $262,604 (+8.71%) | $262,604 (+8.71%) Land $43,680 Building $218,924 |
| 2023 | $3,811.00 (+8.39%) | $241,571 (+7.94%) | $241,571 (+0.88%) Land $34,944 Building $206,627 |
| 2022 | $3,516.00 | $223,793 | $239,471 Land $34,944 Building $204,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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