130 Spruce St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 130 Spruce St, Manchester, NH 03103

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 5,184 sqft · built 2021
Lot Size	0.129 acres (5,637 sqft)
Owner	Company Name on File
Last Sale	$28,500 (May 1993)
Tax Bill	$15,077 (2024)
Deeds & Mortgages	May 2022 Refinance Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1401898`

Property Details

APN / Parcel Number

Primary APN	`1401898`
Alternative APN	`MNCH M:0054 B:000 L:0017`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	30 Rooms
Units	6 Units
Stories	3 Stories
Building Area	5,184 sqft Living Area
Gross Area	7,822 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,637 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1401898
Street Address	130 SPRUCE ST
City	MANCHESTER
State	NH
Zip	03103-5381
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	17
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2000
Census Tract	1400

Owner

130 Spruce St, a residential property, is owned by a company that acquired it in May 2022.

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 547, MANCHESTER, NH 03105-0547
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Correction Deed · Stand-Alone Refinance PRIMARY BANK
Feb 22, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF NEW ENGLAND
Feb 22, 2019	Deed of Trust, Mortgage BANK OF NEW ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 1993 · Amount on File
Deed Sale	May 20, 1993 · Amount on File
Deed Book / Page	5434 / 1411
Last Transfer Date	May 18, 2022
Transfer Doc	0000024348
Record Updated	Sep 20, 2026

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	May 19, 2022
Property Address	130 SPRUCE ST, MANCHESTER, NH 03103-5381
Document Number	09617-2470
Book / Page	9617 / 2470
Instrument Date	May 18, 2022
Instrument	220024348
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 547, MANCHESTER, NH 03105-0547

Mortgage

Document Number	09617-2472
Date	May 19, 2022
Book Page	9617/2472
Instrument	220024349

Lender

Name	PRIMARY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	130 SPRUCE ST, MANCHESTER, NH 03103-5381
Document Number	0091481112
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 BIRCHDALE RD BOW NH 033044441, BOW, NH 03304-4441

Mortgage

Document Number	0091481112
Date	Feb 25, 2019
Book Page	009148/001112
Instrument	9006815

Lender

Name	BANK OF NEW ENGLAND
Type	Bank
Address	SALEM, NH 03079

Agreement

Type	Conventional with PMI
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	130 SPRUCE ST, MANCHESTER, NH 03103-5381
Document Number	0091481208
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 BIRCHDALE RD BOW NH 033044441, BOW, NH 03304-4441

Mortgage

Document Number	0091481208
Date	Feb 25, 2019
Book Page	009148/001208
Instrument	9006823

Lender

Name	BANK OF NEW ENGLAND
Type	Bank
Address	SALEM, NH 03079

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$15,077.00 (+3.82%)	$770,000 (-) Land $65,900 Building $704,100
2023	$14,522.00 (+48.99%)	$770,000 (+44.09%) Land $65,900 Building $704,100
2022	$9,747.00	$534,400 Land $65,900 Building $468,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 130 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 130 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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