130 Spruce St, Elyria, OH 44035 Property Records

Lorain County property record for 130 Spruce St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1945
Square Footage	1,289 sqft Living Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$56,500 (2019)
Tax Bill	$2,099.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-083-103-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,289 sqft Living Area
1st Floor	896 sqft 1st Floor
2nd Floor	323 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1945
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	165 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	432 sqft Garage
Porch	Enclosed Porch
Porch Area	316 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	130 SPRUCE ST
City	ELYRIA
State	OH
Zip	44035-3357
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	B L CO 60 X 165
Legal Subdivision	BRAMANS ADDITION
Legal Tract	24
Legal Block	103
Legal Lot Number	40
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3003
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-083-103-014

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 SPRUCE ST, ELYRIA, OH 44035-3357
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2019 · Amount on Record
Deed Sale	Oct 01, 2019 · Amount on Record
Prior Sale	Jan 12, 2011 · Amount on Record
Deed Doc Number	2019006081
Record Refreshed	Jun 08, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 01, 2019
Property Address	130 SPRUCE ST, ELYRIA, OH 44035-3357
Document Number	0000732588
Instrument Date	Sep 30, 2019
Instrument	732588
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	130 SPRUCE ST ELYRIA OH 440353357, ELYRIA, OH 44035-3357

Mortgage

Document Number	732589
Date	Oct 01, 2019
Instrument	732589

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00	$44,580 (+0.02%) Land $7,720 Building $36,860	$127,350 (-) Land $22,050 Building $105,300
2024	$2,099.00 (+86.58%)	$44,573 (+115.77%) Land $7,718 Building $36,855	$127,350 (+115.77%) Land $22,050 Building $105,300
2023	$1,125.00 (-1.83%)	$20,658 (-0.01%) Land $5,947 Building $14,711	$59,020 (-) Land $16,990 Building $42,030
2022	$1,146.00	$20,660 Land $5,950 Building $14,710
2021			$59,020 Land $16,990 Building $42,030

Flood & Wildfire

130 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.