Bergen County and Park Ridge Borough property record for 130 Split Rock Ln, Park Ridge, NJ 07656
| Property Type | Single Family Home |
|---|---|
| Details | 1,862 sqft · built 1955 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $619,000 (Aug 2023) |
| Tax Bill | $12,249 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00605-0000-00001 |
| Primary APN | 47-00605-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,862 sqft Living Area |
| 1st Floor Area | 1,862 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 100 ft deep x 98 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 060501 |
|---|---|
| Street Address | 130 SPLIT ROCK LN |
| City | PARK RIDGE |
| State | NJ |
| Zip | 07656-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 98X100 1.0LT |
| Legal Subdivision | ALLISON REALTY CORP |
| Legal Block | 605 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARK RIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43001 |
Source: Bergen County and Park Ridge Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 SPLIT ROCK LN, PARK RIDGE, NJ 07656-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Prior Sale | Jul 9, 2014 · Amount on Record |
| Deed Document Number | 202350565 |
| Deed Book / Page | 5050 / 1825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 2, 2023 |
| Property Address | 130 SPLIT ROCK LN, PARK RIDGE, NJ 07656-1016 |
| Document Number | 0050501825 |
| Book / Page | 5050 / 1825 |
| Instrument Date | Jul 29, 2023 |
| Instrument | 2023050565 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,386.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1201 GREEN OAKS LNF, CHARLOTTE, NC 28205 |
| Name | Verified Name |
|---|---|
| Address | 130 SPLIT ROCK LN, PARK RIDGE, NJ 07656-1016 |
| Document Number | 2023050566 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023050566 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 130 SPLIT ROCK LN, PARK RIDGE, NJ 07656-1016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026441158 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 02644/1158 |
| Instrument | 17-047006 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Park Ridge Borough |
| Unified School District | Park Ridge Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,500 (-) Land $235,800 Building $131,700 | $367,500 (-) Land $235,800 Building $131,700 | |
| 2025 | $12,249.00 (+2.62%) | $367,500 (-) Land $235,800 Building $131,700 | $367,500 (-) Land $235,800 Building $131,700 |
| 2024 | $11,936.00 (+5.14%) | ||
| 2023 | $367,500 (-) Land $235,800 Building $131,700 | $367,500 (-) Land $235,800 Building $131,700 | |
| 2022 | $11,352.00 (+2.29%) | $367,500 Land $235,800 Building $131,700 | $367,500 Land $235,800 Building $131,700 |
| 2021 | $11,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARK RIDGE WATER DEPT serves 16,466 people · EPA ID NJ0247001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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