Avery County property record for 130 Skiway Cir, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,366 sqft · built 1991 |
| Lot Size | 0.437 acres (19,038 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $840,000 (May 2026) |
| Tax Bill | $5,844 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1859-05-19-7639-00000 |
| Primary APN | 1859-05-19-7639-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,366 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 1,606 sqft |
| Basement Area | 408 sqft |
| Finished Basement | 408 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 19,038 sqft (0.437 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 528 sqft |
| Patio Area | 528 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 1762 |
|---|---|
| Street Address | 130 SKIWAY CIR |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | 0004 0012 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 930100 |
Source: Avery County records · APN 1859-05-19-7639-00000
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2309 INVERNESS RD, CHARLOTTE, NC 28209-3423 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST BANK |
| Oct 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2026 · Amount on Record |
| Deed Sale | May 01, 2026 · Amount on Record |
| Deed Document Number | 20261727 |
| Deed Book / Page | 619 / 1956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 01, 2026 |
| Property Address | 130 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200 |
| Document Number | 0000001727 |
| Book / Page | 619 / 1956 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.1727 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 2309 INVERNESS RD, CHARLOTTE, NC 28209-3423 |
| Document Number | 0000001728, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026..1728 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 130 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200 |
| Document Number | 0005360835 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 130 SKIWAY CIR BEECH MOUNTAIN NC 286048200, BEECH MOUNTAIN, NC 28604-8200 |
| Document Number | 0005360835 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 000536/000835 |
| Instrument | 4685 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 130 SKIWAY CIR, BEECH MOUNTAIN, NC 28604-8200 |
| Document Number | 0005142098 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 SKIWAY CIR BEECH MOUNTAIN NC 286048200, BEECH MOUNTAIN, NC 28604-8200 |
| Document Number | 0005142098 |
|---|---|
| Date | Dec 07, 2017 |
| Book Page | 000514/002098 |
| Instrument | 4837 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2047 |
Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Beech Mountain Town |
| Unified School District | Avery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,844.00 (+162.53%) | $556,600 (-) Land $45,000 Building $511,600 | $556,600 (-) Land $45,000 Building $511,600 |
| 2024 | $2,226.00 | ||
| 2023 | $2,226.00 | $556,600 (-) Land $45,000 Building $511,600 | $556,600 (-) Land $45,000 Building $511,600 |
| 2022 | $2,226.00 | $556,600 Land $45,000 Building $511,600 | $556,600 Land $45,000 Building $511,600 |
Source: FEMA National Flood Hazard Layer as of January 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 107 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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