Madison County property record for 130 Sheppard Dr, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 1967 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,706 (Jan 2026) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051C-08D-170 |
| Primary APN | 051C-08D-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,471 sqft Adjusted Area |
| Gross Area | 1,332 sqft |
| 1st Floor Area | 1,332 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.229 acres) |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|
| Account Number | 390 |
|---|---|
| Street Address | 130 SHEPPARD DR |
| City | FLORA |
| State | MS |
| Zip | 39071-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 SHEPPARD ESTATES |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | SHEPPARD ESTATES PT 1 |
| Legal Lot Number | 18 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30302 |
Source: Madison County records, as of February 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 27, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST |
| Jan 4, 2021 | Warranty Deed, Construction Loan · Construction Mortgage BANKPLUS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on Record |
| Deed Sale | Jan 27, 2026 · Amount on Record |
| Prior Sale | Jan 4, 2021 · Amount on Record |
| Deed Document Number | 20261044841 |
| Deed Book / Page | 4641 / 271 |
| Prior Transfer Date | Jan 23, 2026 |
| Prior Transfer Doc | 004641/273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 27, 2026 |
| Property Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Document Number | 004641/271 |
| Book / Page | 4641 / 271 |
| Map Reference | MB 5 PG 6 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 1044841 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | SOUTHERN TRUST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Name | Verified Name |
|---|---|
| Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Document Number | 004641/273 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 4641/273 |
| Instrument | 1044842 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 130 SHEPPAD ROAD, FLORA, MS 39071 |
| Document Number | 004329/539 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 4329/539 |
| Instrument | 981858 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | SOUTHERN TRUST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Document Number | 004157/246 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 4157/246 |
| Instrument | 948177 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | SOUTHERN UTAH TITLE COMPANY, SOUTHERN TRUST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 130 SHEPARD DR, FLORA, MS 39071-9728 |
| Document Number | 4041/888 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 4041/888 |
| Instrument | 926834 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 4, 2021 |
| Property Address | 130 SHEPPARD DR, FLORA, MS 39071-9728 |
| Document Number | 0000914745 |
| Book / Page | 003968 / 000957 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 914745 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 134 SHEPPARD DR FLORA MS 390719728, FLORA, MS 39071-9728 |
| Document Number | 914746 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 003968/000959 |
| Instrument | 914746 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 3, 2022 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $6,208 (-) | $62,080 (-) Land $22,000 Building $40,080 |
| 2023 | Homeowner's exemption | $6,208 | $62,080 Land $22,000 Building $40,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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