130 Shady Ln, Cornelia, GA 30531 Property Records

Habersham County property record for 130 Shady Ln, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1977
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (May 2013)
Tax Bill	$3,361 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087A034`

Property Details

APN / Parcel Number

Primary APN	`087A034`
Alternative APNs	`665775` `396178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Heated Area
Gross Area	2,228 sqft
1st Floor Area	1,421 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	195 ft deep x 145 ft wide
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	396178
Street Address	130 SHADY LN
City	CORNELIA
State	GA
Zip	30531-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HI
Legal Description	GRN ACS LT 10 PB 12-264 1028-403
Legal Subdivision	GREEN ACRES
Legal Lot Number	10
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1036
Census Tract	604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 SHADY LN, CORNELIA, GA 30531-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2013 · Amount on Record
Deed Sale	May 28, 2013 · Amount on Record
Prior Sale	Feb 5, 2013 · Amount on Record
Deed Document Number	20131330
Deed Book / Page	1028 / 403
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	130 SHADY LN, CORNELIA, GA 30531-2833
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SHADY LN, CORNELIA, GA 30531-2833

Mortgage

Document Number	0000001414/0000000746
Date	Oct 28, 2025
Book Page	0000001414/0000000746

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	130 SHADY LN, CORNELIA, GA 30531-2833
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SHADY LN, CORNELIA, GA 30531-2833

Mortgage

Document Number	0000001414/0000000762
Date	Oct 28, 2025
Book Page	0000001414/0000000762

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,361.00	$104,077 (+48.34%) Land $24,056 Building $80,021	$260,191 (+48.34%) Land $60,139 Building $200,052
2023	Additional exemption filed	$70,160 (+42.87%) Land $13,964 Building $56,196	$175,400 (+42.87%) Land $34,910 Building $140,490
2022	$1,274.00	$49,108 Land $11,172 Building $37,936	$122,770 Land $27,930 Building $94,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: TrailWave, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shady Ln

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