Garrett County property record for 130 Settlers Pass, Mc Henry, MD 21541 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,360 sqft · built 2024 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Aug 2021) |
| Tax Bill | $3,148 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-030971 |
| Primary APN | 06-030971 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,360 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Slab |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 030971 |
|---|---|
| Street Address | 130 SETTLERS PASS |
| City | MC HENRY |
| State | MD |
| Zip | 21541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.25 AC LOT 15 SUNSET RIDGE |
| Legal Subdivision | SUNSET RIDGE SUBDIVISION |
| Legal Lot Number | 15 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 502 |
Source: Garrett County records · APN 06-030971
Assessment roll updated August 12, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 IMPERIAL DR, YORK, PA 17403-9580 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Construction Mortgage CLEAR MOUNTAIN BANK |
| Aug 06, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2021 · Amount on Record |
| Deed Sale | Aug 06, 2021 · Amount on Record |
| Prior Sale | Jan 31, 2003 · Amount on Record |
| Deed Book / Page | 2339 / 171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 130 SETTLERS PASS, MC HENRY, MD 21541 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 355 IMPERIAL DR, YORK, PA 17403-9580 |
| Document Number | 0024380086 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 2438/86 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 5.62% |
| Index | 12-Month MTA |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 06, 2021 |
| Property Address | 130 SETTLERS PASS, MC HENRY, MD 21541 |
| Document Number | 0023390171 |
| Book / Page | 2339 / 171 |
| Map Reference | MB 3 PG 93 |
| Instrument Date | Aug 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,148.00 (+970.75%) | $275,500 (+993.25%) | $309,700 (+1,128.97%) Land $45,300 Building $264,400 |
| 2023 | $294.00 | $25,200 Land $25,200 | $25,200 Land $25,200 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 72% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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