Hays County property record for 130 Schrader Dr, Buda, TX 78610
| Property Type | Duplex |
|---|---|
| Details | 3,552 sqft · built 2024 |
| Lot Size | 0.077 acres (3,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,981 (Feb 2025) |
| Tax Bill | $10,131 (2025) |
| Deeds & Mortgages | Aug 2024 Construction Loan Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112803000C014002 |
| Primary APN | 112803000C014002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,552 sqft Living Area |
| Gross Area | 4,624 sqft |
| 1st Floor Area | 2,520 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Duplex Single |
| Lot Area | 3,354 sqft (0.077 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Porch | Covered Porch |
| Porch Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Account Number | R193713 |
|---|---|
| Street Address | 130 SCHRADER DR |
| City | BUDA |
| State | TX |
| Zip | 78610-4318 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | EMMA PARK SUBDIVISION PHASE 1, BLOCK C, LOT 14, ACRES 0.077 |
| Legal Subdivision | EMMA PARK SUBDIVISION PHASE 1 |
| Legal Phase | 1 |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10922 |
130 Schrader Dr, a duplex, is owned by two individuals who bought it in February 2025.
Source: Hays County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6937 CORTE MONTEREY, PLEASANTON, CA 94566-5784 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2024 | Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS |
| Feb 4, 2025 | Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on File |
| Deed Sale | Feb 4, 2025 · Amount on File |
| Prior Sale | Jan 30, 2024 · Amount on File |
| Deed Document Number | 20253978 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 130 SCHRADER DR, BUDA, TX 78610-4318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | ALA TITLE, ALAMO TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000031274 |
|---|---|
| Date | Aug 15, 2024 |
| Instrument | 24031274 |
| Name | VANTAGE BANK TEXAS |
|---|---|
| Type | Bank |
| Address | MCALLEN, TX 78505 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Feb 4, 2025 |
| Property Address | 130 SCHRADER DR, BUDA, TX 78610-4318 |
| Document Number | 0000003978 |
| Map Reference | DOC 23004398 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 25003978 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ALA TITLE, ALAMO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14310 NORTHBROOK DR STE 120, 120, SAN ANTONIO, TX 78232-5051 |
| Name | Verified Name |
|---|---|
| Address | 6937 CORTE MONTEREY, PLEASANTON, CA 94566-5784 |
| Document Number | 0000003979 |
|---|---|
| Date | Feb 4, 2025 |
| Instrument | 25003979 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 8.75% |
The 2025 property tax bill for 130 Schrader Dr was $10,131, up 694% from the year before.
Source: Hays County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,131.00 (+693.97%) | $545,420 Land $70,800 Building $474,620 | $545,420 Land $70,800 Building $474,620 |
| 2024 | $1,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Schrader Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Schrader Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOFORTH SUD serves 34,893 people · EPA ID TX1050019 |
|---|---|
| Water Source | Purchased surface water from GBRA IH-35 TRANSMISSION MAIN |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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