130 Scarlet Oak, Bluffton, SC 29910 Property Records

Beaufort County property record for 130 Scarlet Oak, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,356 sqft · built 2018
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$212,215 (Mar 2018)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242006932`

Property Details

APN / Parcel Number

Primary APN	`242006932`
Alternative APN	`R614 036 000 1305 0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242006932
Street Address	130 SCARLET OAK
City	BLUFFTON
State	SC
Zip	29910-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PH3-33 SOUTHERN OAKS S/D PH3 PB146 PG166 PB147 PG34
Legal Subdivision	SOUTHERN OAKS SUBDIVISION PH I
Legal Lot Number	PH3
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1066
Census Tract	2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	130 SCARLET OAK, BLUFFTON, SC 29910-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 19, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Mar 2, 2018	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	2018011019
Deed Book / Page	3648 / 0315
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	130 SCARLET OAK, BLUFFTON, SC 29910-4436
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062251
Date	Aug 31, 2021
Book Page	4055/473
Instrument	2021062251

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	130 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000016435
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SCARLET OAK BLUFFTON SC 299104436, BLUFFTON, SC 29910-4436

Mortgage

Document Number	0000016435
Date	Mar 26, 2020
Book Page	003849/002477
Instrument	16435

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

March 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 2, 2018
Property Address	130 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000011019
Book / Page	3648 / 0315
Map Reference	MB 147 PG 34
Instrument Date	Feb 28, 2018
Instrument	2018011019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SCARLET OAK, BLUFFTON, SC 29910-4436

Mortgage

Document Number	0000011020
Date	Mar 2, 2018
Book Page	3648/0318
Instrument	2018011020

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00	$9,760 (-20.39%)
2024	$1,627.00	$12,260 (-) Land $2,920 Building $9,340	$306,500 (-) Land $73,000 Building $233,500
2023	$1,627.00 (+8.25%)	$12,260 (+44.44%) Land $2,920 Building $9,340	$306,500 (+44.44%) Land $73,000 Building $233,500
2022	$1,503.00 Homeowner's exemption	$8,488 Land $2,520 Building $5,968	$212,200 Land $63,000 Building $149,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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