130 Sandpiper Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 130 Sandpiper Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,215 sqft · built 1966
Lot Size	0.335 acres (14,593 sqft)
Owner	Company Name on Record
Last Sale	$672,000 (Oct 2011)
Tax Bill	$11,153 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-272-03`

Property Details

APN / Parcel Number

Primary APN	`044-272-03`
Alternative APN	`044-272-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
Gross Area	2,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	14,593 sqft (0.335 acres)
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces
Deck Area	366 sqft
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	130 SANDPIPER LN
City	APTOS
State	CA
Zip	95003-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	TR 408
Legal Subdivision	APTOS BCH PINES 01 TR 408
Legal Tract	408
Legal Lot Number	23
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3000
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	130 SANDPIPER LN, APTOS, CA 95003-4720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Dec 8, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Apr 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Apr 29, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Jun 8, 2017	Loan Modification, Mortgage · Conventional Mortgage SANTA CRUZ CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2011 · Amount on Record
Deed Sale	Oct 7, 2011 · Amount on Record
Deed Document Number	201140911
Last Transfer Date	Dec 1, 2021
Transfer Doc	0000059471
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 7, 2021
Property Address	130 SANDPIPER LN, APTOS, CA 95003-4720
Document Number	0000059340
Map Reference	MB 42 PG 47
Instrument Date	Dec 1, 2021
Instrument	2021-0059340
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SANDPIPER LN, APTOS, CA 95003-4720

Mortgage

Document Number	0000059341
Date	Dec 7, 2021
Instrument	2021-0059341

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 8, 2021
Property Address	130 SANDPIPER LN, APTOS, CA 95003-4720
Document Number	0000059471
Map Reference	MB 42 PG 47
Instrument Date	Dec 1, 2021
Instrument	2021-0059471
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	130 SANDPIPER LN, APTOS, CA 95003-4720

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 28, 2021
Property Address	130 SANDPIPER LN, APTOS, CA 95003-4720
Document Number	0000024404
Map Reference	MB 42 PG 47
Instrument Date	Apr 22, 2021
Instrument	2021-0024404
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SANDPIPER LN, APTOS, CA 95003-4720

Mortgage

Document Number	0000024405
Date	Apr 28, 2021
Instrument	2021-0024405

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 29, 2021
Property Address	130 SANDPIPER LN, APTOS, CA 95003-4720
Document Number	0000024704
Map Reference	MB 42 PG 47
Instrument Date	Apr 22, 2021
Instrument	2021-0024704
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	130 SANDPIPER LN, APTOS, CA 95003-4720

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	130 SANDPIPER LN, APTOS, CA 95003-4720
Document Number	0000019945
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	130 SANDPIPER LN APTOS CA 950034720, APTOS, CA 95003-4720

Mortgage

Document Number	0000019945
Date	Jun 19, 2017
Instrument	19945

Lender

Name	SANTA CRUZ CNTY BK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,645 (+2%) Land $516,387 Building $344,258
2025	$11,153.00 (+10.25%)	$843,770 (+4.04%) Land $506,262 Building $337,508
2023	$10,116.00 (+2.24%)	$811,005 Land $486,603 Building $324,402	$1,336,500
2022	$9,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

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