130 S Third St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 130 S Third St, Spring Lake, NC 28390

Property Summary

Property TypeConvenience Store
Details560 sqft · built 1954
Lot Size0.84 acres (36,590 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Apr 2019)
Tax Bill$13,305 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0501-85-3583

Property Details

APN / Parcel Number

Primary APN0501-85-3583
Alternative APN
  • 0501853651

Interior

Building Area560 sqft Total Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialWood Siding
Lot Area36,590 sqft (0.84 acres)
Lot Dimensions172 ft deep x 308 ft wide

Location & Zoning

Street Address130 S THIRD ST
CitySPRING LAKE
StateNC
Zip28390-3539
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Local Zoning CodeC3-HEAVY C
Legal DescriptionWOOD, POWERS & VOORIS RECOMB CORR LO:1R SE:01 PL:0142-0065
Legal SubdivisionYADKIN RD/A A EXP TO FT BRAGG
Legal Lot Number1R
JurisdictionCUMBERLAND NC
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2025
Census Tract3501

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1514, WATKINSVILLE, GA 30677-0030
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
BUSINESS EXPANSION FNDG
Jul 27, 2020Deed of Trust, Mortgage
TD BK NA
Apr 9, 2019Warranty Deed, Transfer · SBA Mortgage
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2019 · Amount on Record
Deed SaleApr 9, 2019 · Amount on Record
Deed Document Number20199895
Deed Book / Page10479 / 76
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address130 S 3RD ST, SPRING LAKE, NC 28390-3539
Document Number0108360768
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address130 S 3RD ST SPRING LAKE NC 283903539, SPRING LAKE, NC 28390-3539

Mortgage

Document Number0108360768
DateAug 3, 2020
Book Page010836/000768
Instrument27404
Lender
NameBUSINESS EXPANSION FNDG
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address130 S 3RD ST, SPRING LAKE, NC 28390-3539
Document Number0108420233
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address130 S 3RD ST SPRING LAKE NC 283903539, SPRING LAKE, NC 28390-3539

Mortgage

Document Number0108420233
DateAug 10, 2020
Book Page010842/000233
Instrument28335
Lender
NameTD BK NA
TypeBank
Address104 S MAIN ST # 6TH, GREENVILLE, SC 29601-2711
Agreement
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateApr 9, 2019
Property Address130 S 3RD ST, SPRING LAKE, NC 28390-3539
Document Number0104790076
Book / Page10479 / 76
Instrument DateMar 20, 2019
Instrument09895
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 S 3RD ST, SPRING LAKE, NC 28390-3539

Mortgage

Document Number0000009896
DateApr 9, 2019
Instrument09896
Lender
NameTD BANK NA
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalitySpring Lake Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,305.00 (+1.09%)
2025$13,161.00$1,020,301 (+16.66%) Land $289,331 Building $730,970$1,020,301 (+16.66%) Land $289,331 Building $730,970
2023$874,570 Land $270,371 Building $604,199$874,570 Land $270,371 Building $604,199
2022$13,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRING LAKE
serves 11,725 people · EPA ID NC0326020
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
currently in violation since Sep 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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