130 S Main St, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 130 S Main St, Mortons Gap, KY 42440

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1900
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2022)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MGAP-14-14`

Property Details

APN / Parcel Number

Primary APN	`MGAP-14-14`
Alternative APNs	`51148` `57859`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	57859
Street Address	130 S MAIN ST
City	MORTONS GAP
State	KY
Zip	42440-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:5 CITY/MUNI/TWP:MORTONS GAP
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4043
Census Tract	970900

Owner

130 S Main St is owned and occupied by an individual who bought it in January 2022.

Source: Hopkins County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Jan 21, 2022	Deed, Transfer · USDA Mortgage FIRST UNITED BANK & TRUST
Sep 15, 2021	Deed, Transfer
Mar 9, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Sep 15, 2021 · Amount on File
Deed Document Number	2022000721
Deed Book / Page	DEED 800 / 94
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001214/394
Date	May 23, 2018
Book Page	1214/394
Instrument	2018005744

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 11, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Jan 21, 2022
Property Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018
Document Number	DEED800/94
Book / Page	DEED 800 / 94
Instrument Date	Jan 18, 2022
Instrument	2022000721
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018

Mortgage

Document Number	2022000722
Date	Jan 21, 2022
Instrument	2022000722

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Sep 15, 2021
Property Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018
Document Number	000796/471
Book / Page	796 / 471
Instrument Date	Sep 13, 2021
Instrument	2021010915
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Tax	$14.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3304 COX MILL ROAD, HOPKINSVILLE, KS 42246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 S MAIN ST, DAWSON SPRINGS, KY 42408-1713

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINS KY
Recording Date	Mar 9, 2018
Property Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018
Document Number	000763/241
Book / Page	0763 / 241
Instrument Date	Feb 15, 2018
Instrument	2018002359
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 N MAIN ST, MADISONVILLE, KY 42431-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 S MAIN ST, MORTONS GAP, KY 42440-2018

Mortgage

Document Number	2018002360
Date	Mar 9, 2018
Instrument	2018002360

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 15, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 130 S Main St was $1,097.

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Mortons Gap City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00	$105,000	$105,000
2023	$1,112.00	$105,000	$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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