130 S E St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 130 S E St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2024)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-W59-012-002-00`

Property Details

APN / Parcel Number

Primary APN	`052-W59-012-002-00`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	130 S E ST
City	CHEBOYGAN
State	MI
Zip	49721-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST DUNCAN, LOT 2, BLK 12. (SEC 32, T38N,R1W) 634/726;1055/691; 1056/326;1044/923;1063/869;1531/919
Legal Range	01W
Legal Township	002
Legal Section	32
Legal Subdivision	WEST DUNCAN
Legal Lot Number	2
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2006
Census Tract	960300

Owner

Source: Cheboygan County assessment roll, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 S E ST, CHEBOYGAN, MI 49721-1744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLETCHER FAMILY TRUST 2012
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Apr 4, 2007 · Amount on Record
Deed Book / Page	1531 / 919
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	130 S E ST, CHEBOYGAN, MI 49721-1744
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 N HURON ST, CHEBOYGAN, MI 49721-1624

Mortgage

Document Number	0000001438/0000000122
Date	Jan 21, 2021
Book Page	0000001438/0000000122

Lender

Name	PLETCHER FAMILY TRUST 2012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	130 S E ST, CHEBOYGAN, MI 49721-1744
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 S E ST, CHEBOYGAN, MI 49721-1744

Mortgage

Document Number	0000001477/0000000311
Date	Mar 9, 2022
Book Page	0000001477/0000000311

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,800 (+62.5%)	$145,600 (+62.5%)
2025	$2,492.00 (+80.71%)
2023		$44,800	$89,600
2022	$1,379.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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