130 S Cherry St, Lancaster, OH 43130 Property Records

Fairfield County property record for 130 S Cherry St, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 964 sqft · built 1900
Lot Size0.164 acres (7,183 sqft)
OwnerIndividual Name on File
Last Sale$120,500 (Aug 2024)
Tax Bill$1,259 (2023)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN053-50977.00

Property Details

APN / Parcel Number

Primary APN053-50977.00
Alternative APN
  • 0505 02051

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area964 sqft Living Area
1st Floor Area448 sqft

Exterior

Year BuiltBuilt 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,183 sqft (0.164 acres)
Lot Dimensions171 ft deep x 42 ft wide
PorchOpen Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0505 02051
Street Address130 S CHERRY ST
CityLANCASTER
StateOH
Zip43130-4051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBANKS DIV -OUTLOTS- LOT 6-1NW .21 A
Legal SubdivisionBANKS DIV -OUTLOTS-
Legal Lot Number6-1
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group1
Census Block1008
Census Tract32200

Owner

130 S Cherry St is owned and occupied by an individual who bought it in August 2024.

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address130 S CHERRY ST, LANCASTER, OH 43130-4051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2024 · Amount on File
Deed SaleAug 12, 2024 · Amount on File
Prior SaleNov 20, 2017 · Amount on File
Deed Document Number202400012290
Record UpdatedJun 8, 2026

November 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionFAIRFIELD OH
Recording DateNov 20, 2017
Property Address130 S CHERRY ST, LANCASTER, OH 43130-4051
Document Number0000021993
Book / Page1753 / 0308
Instrument DateNov 17, 2017
Instrument201700021993
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyVALMER LAND TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000021994
DateNov 20, 2017
Instrument201700021994
Lender
NameLENDUSA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Mortgage

Document Number0000021995
DateNov 20, 2017
Book Page1753/0326
Instrument201700021995
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,820 Land $16,650 Building $31,170$136,620 Land $47,560 Building $89,060
2023$1,259.00 Homeowner's exemption$34,620 (-) Land $7,460 Building $27,160
2022Homeowner's exemption$34,620 Land $7,460 Building $27,160$98,890 Land $21,300 Building $77,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 S Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims4 (1981–2025)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 S Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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